15678 Davis Cup Ln, Ramona, CA 92065 Property Records

San Diego County property record for 15678 Davis Cup Ln, Ramona, CA 92065

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,654 sqft · built 1979
Lot Size	13.8 acres (603,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Nov 2022)
Tax Bill	$5,819 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`288-650-06-31`

Property Details

APN / Parcel Number

Primary APN	`288-650-06-31`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,654 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Lot Area	603,768 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	15678 DAVIS CUP LN
City	RAMONA
State	CA
Zip	92065-4943
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RV
Legal Description	LOT 3 US 31PER DOC78-50790&UND INT IN TR 008538
Legal Subdivision	SAN VICENTE COUNTRY VILLAS I
Legal Tract	008538
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1004
Census Tract	20811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15678 DAVIS CUP LN, RAMONA, CA 92065-4943
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jun 7, 2019	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	2022443004
Record Updated	Oct 29, 2026

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 18, 2022
Property Address	15678 DAVIS CUP LN, RAMONA, CA 92065-4943
Document Number	0000443004
Map Reference	MAP 8538
Instrument Date	Oct 18, 2022
Instrument	2022-0443004
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15678 DAVIS CUP LN, RAMONA, CA 92065-4943

Mortgage

Document Number	0000443005
Date	Nov 18, 2022
Instrument	2022-0443005

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15678 DAVIS CUP LN, RAMONA, CA 92065-4943
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15678 DAVIS CUP LN, RAMONA, CA 92065-4943

Mortgage

Document Number	0000124862
Date	Mar 21, 2022
Instrument	2022-0124862

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15678 DAVIS CUP LN, RAMONA, CA 92065-4943
Document Number	0000256392
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15678 DAVIS CUP LN RAMONA CA 920654943, RAMONA, CA 92065-4943

Mortgage

Document Number	0000256392
Date	Jun 28, 2019
Instrument	256392

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2019
Property Address	15678 DAVIS CUP LN, RAMONA, CA 92065-4943
Document Number	0000221766
Instrument Date	May 8, 2019
Instrument	221766
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15678 DAVIS CUP LN RAMONA CA 920654943, RAMONA, CA 92065-4943

Mortgage

Document Number	221767
Date	Jun 7, 2019
Instrument	221767

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2049

Mortgage

Document Number	221768,
Date	Jun 7, 2019
Instrument	221768

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$461,623 (+2%) Land $184,730 Building $276,893
2025	$5,819.00 (+7.28%)	$452,572 (+4.04%) Land $181,108 Building $271,464
2023	$5,424.00 (+24.63%)	$435,000 Land $174,076 Building $260,924
2022	$4,352.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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