15676 Garnet Way, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 15676 Garnet Way, Apple Valley, MN 55124

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,254 sqft · built 1993
Lot Size	20.4 acres (892,305 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jun 2024)
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Jul 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-16700-04-034`

Property Details

APN / Parcel Number

Primary APN	`01-16700-04-034`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,254 sqft Living Area
Gross Area	1,320 sqft
1st Floor Area	792 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	892,305 sqft (20.4 acres)
Garage Type	Attached
Garage Area	66 sqft

Location & Zoning

Street Address	15676 GARNET WAY
City	SAINT PAUL
State	MN
Zip	55124-5155
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CEDAR POINTE 5 2 CEDAR POINTE CARRIAGE HOMES FILE #117 UNIT #34 1/204 INT BEING PT OF LOTS 1 THRU 5 BLK 1 & LOTS 1 THRU 4 BLK 2 & OUTLOTS A & B CEDAR POINTE & LOTS 1 THRU 3 BLK 1 & LOTS 1 THRU 5 BLK 2 & OUTLOT A CEDAR POINTE 2ND
Legal Subdivision	CEDAR POINTE
Legal Block	4
Legal Lot Number	34
Legal Unit	34
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	2
Census Block	2002
Census Tract	60828

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15676 GARNET WAY, 4, SAINT PAUL, MN 55124-5155
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage EVERETT FINANCIAL INC
Jul 17, 2024	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Apr 11, 2024	Intrafamily Transfer, Transfer
Jun 12, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2024 · Amount on Record
Deed Sale	Jun 21, 2024 · Amount on Record
Prior Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	20241661790
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	15676 GARNET WAY, APPLE VALLEY, MN 55124-5155
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003637891
Date	Jul 17, 2024
Instrument	3637891

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2044

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jul 17, 2024
Property Address	15676 GARNET WAY, APPLE VALLEY, MN 55124-5155
Document Number	0003637888
Instrument Date	Jun 21, 2024
Instrument	3637888
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15676 GARNET WAY # 34, 34, APPLE VALLEY, MN 55124-5155

Mortgage

Document Number	0003637889
Date	Jul 17, 2024
Instrument	3637889

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

Mortgage

Document Number	0003637890
Date	Jul 17, 2024
Instrument	3637890

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAKOTA MN
Recording Date	Apr 11, 2024
Property Address	15676 GARNET WAY, APPLE VALLEY, MN 55124-5155
Document Number	0003626554
Instrument Date	Apr 1, 2024
Instrument	3626554
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15676 GARNET WAY, APPLE VALLEY, MN 55124-5155

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jun 12, 2019
Property Address	15676 GARNET WAY, APPLE VALLEY, MN 55124-5155
Document Number	0003309318
Instrument Date	May 31, 2019
Instrument	3309318
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.98
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15676 GARNET WAY # 34, 34, APPLE VALLEY, MN 55124-5155

Mortgage

Document Number	0003309319
Date	Jun 12, 2019
Instrument	3309319

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,680.00 (+27.62%)	$232,800 (+10.7%) Land $39,200 Building $193,600	$232,800 (+10.7%) Land $39,200 Building $193,600
2023	$2,100.00 Homeowner's exemption
2022		$210,300 Land $37,200 Building $173,100	$210,300 Land $37,200 Building $173,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Midco Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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