1567 Caterpillar St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1567 Caterpillar St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 2007
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$219,900 (Aug 2007)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-25-31-0840-0001-0220`

Property Details

APN / Parcel Number

Primary APN	`31-25-31-0840-0001-0220`
Alternative APNs	`253131084000010220` `143695`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,944 sqft Living Area
Gross Area	2,750 sqft
1st Floor Area	1,944 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1567 CATERPILLAR ST
City	SAINT CLOUD
State	FL
Zip	34771-7532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPUD
Legal Description	TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 22
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK PH 1A
Legal Phase	1A
Legal Tract	840
Legal Block	220
Legal Lot Number	22
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2062
Census Tract	43600

Owner

1567 Caterpillar St is owned and occupied by an individual who acquired it in July 2010.

Source: Osceola County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	1567 CATERPILLAR ST, SAINT CLOUD, FL 34771-7532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN AIRLINES FCU
Jun 25, 2020	Deed of Trust, Mortgage · Line of Credit USF FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2007 · Amount on File
Deed Sale	Aug 2, 2007 · Amount on File
Deed Document Number	2007142432
Deed Book / Page	3534 / 1951
Last Transfer Date	Jul 12, 2010
Transfer Doc	0040090500
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1567 CATERPILLAR ST, SAINT CLOUD, FL 34771-7532
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1567 CATERPILLAR ST, SAINT CLOUD, FL 34771-7532

Mortgage

Document Number	0061952461
Date	Apr 19, 2022
Book Page	6195/2461
Instrument	2022060716

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 18, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1567 CATERPILLAR ST, SAINT CLOUD, FL 34771-7532
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1567 CATERPILLAR ST, SAINT CLOUD, FL 34771-7532

Mortgage

Document Number	0058880679
Date	Feb 9, 2021
Book Page	5888/679
Instrument	2021019075

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	DALLAS, TX 75261

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1567 CATERPILLAR ST, SAINT CLOUD, FL 34771-7532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057431419
Date	Jun 25, 2020
Book Page	5743/1419
Instrument	2020081586

Lender

Name	USF FCU
Type	Credit Union
Address	TAMPA, FL 33612

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 20, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1567 Caterpillar St was $2,102 with a homeowner's exemption, up 3.8% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,102.00 (+3.8%) Homeowner's exemption	$160,319	$333,100 Land $75,000 Building $258,100
2024	$2,025.00 (+3.05%)
2023	$1,965.00 (+4.13%) Homeowner's exemption	$151,264 (+3%)	$330,500 (+14.04%) Land $65,000 Building $265,500
2022	$1,887.00 Homeowner's exemption	$146,859	$289,800 Land $60,000 Building $229,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1567 Caterpillar St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1567 Caterpillar St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink, Verizon, Xfinity.

Nearby Properties on Caterpillar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures