15660 Marmac Dr, Ramona, CA 92065 Property Records

San Diego County property record for 15660 Marmac Dr, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,714 sqft · built 1955
Lot Size1.48 acres (64,904 sqft)
Owner2 Individual Names on File
Tax Bill$4,017 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Dec 2021 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN285-011-09-00

Property Details

APN / Parcel Number

Primary APN285-011-09-00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,714 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area64,904 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address15660 MARMAC DR
CityRAMONA
StateCA
Zip92065-7323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 31-13-1E NW 1/4 POR SW 1/4 OF
Legal Range01E
Legal Township13
Legal Section31
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1003
Census Tract20801

Owner

15660 Marmac Dr is owned and occupied by two individuals who acquired it in February 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address15660 MARMAC DR, RAMONA, CA 92065-7323
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Deed of Trust, Mortgage · Line of Credit
THE LOAN STORE INC
Dec 29, 2021Deed of Trust, Mortgage · VA Mortgage
GOLDEN BEAR CAPITAL INC
Feb 22, 2021Intrafamily Transfer, Transfer · VA Mortgage
GOLDEN BEAR CAPITAL INC
Aug 20, 2019Deed of Trust, Mortgage · VA Mortgage
GOLDEN BEAR CAPITAL INC
May 18, 2020Deed of Trust, Mortgage · VA Mortgage
GOLDEN BEAR CAPITAL INC
Oct 8, 2018Intrafamily Transfer, Transfer · VA Mortgage
GOLDEN BEAR CAPITAL INC
Jan 19, 2018Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE
Jan 19, 2018Grant Deed, Transfer · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2021
Deed SaleFeb 22, 2021
Prior SaleOct 8, 2018
Deed Document Number2021132289
Prior Transfer DateFeb 12, 2021
Prior Transfer Doc0000132289
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15660 MARMAC DR, RAMONA, CA 92065-7323
Transaction TypeMortgage
Record UpdatedDec 7, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address15660 MARMAC DR, RAMONA, CA 92065-7323

Mortgage

Document Number0000326480
DateNov 27, 2023
Instrument2023-0326480
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 26, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15660 MARMAC DR, RAMONA, CA 92065-7323
Transaction TypeMortgage
Record UpdatedJan 7, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15660 MARMAC DR, RAMONA, CA 92065-7323

Mortgage

Document Number0000871912
DateDec 29, 2021
Instrument2021-0871912
Lender
NameGOLDEN BEAR CAPITAL INC
TypeNon-Lending Institution
AddressSAN DIEGO, CA 92131
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 22, 2021
Property Address15660 MARMAC DR, RAMONA, CA 92065-7323
Document Number0000132289
Instrument DateFeb 12, 2021
Instrument2021-0132289
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE RESALE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address15660 MARMAC DR, RAMONA, CA 92065-7323

Mortgage

Document Number0000132290
DateFeb 22, 2021
Instrument2021-0132290
Lender
NameGOLDEN BEAR CAPITAL INC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15660 MARMAC DR, RAMONA, CA 92065-7323
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000352131
DateAug 20, 2019
Instrument2019-0352131
Lender
NameGOLDEN BEAR CAPITAL INC
TypeNon-Lending Institution
AddressSAN DIEGO, CA 92131
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address15660 MARMAC DR, RAMONA, CA 92065-7323
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000252147
DateMay 18, 2020
Instrument2020-0252147
Lender
NameGOLDEN BEAR CAPITAL INC
TypeNon-Lending Institution
AddressSAN DIEGO, CA 92131
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

October 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 8, 2018
Property Address15660 MARMAC DR, RAMONA, CA 92065-7323
Document Number0000417247
Instrument DateAug 20, 2018
Instrument2018-0417247
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address15660 MARMAC DR, RAMONA, CA 92065-7323

Mortgage

Document Number0000417248
DateOct 8, 2018
Instrument2018-0417248
Lender
NameGOLDEN BEAR CAPITAL INC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJan 19, 2018
Property Address15660 MARMAC DR, RAMONA, CA 92065-7323
Document Number0000021378
Instrument DateJan 16, 2018
Instrument21378
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address15660 MARMAC DR RAMONA CA 920657323, RAMONA, CA 92065-7323

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 19, 2018
Property Address15660 MARMAC DR, RAMONA, CA 92065-7323
Document Number0000021377
Instrument DateNov 30, 2017
Instrument2018-0021377
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15660 MARMAC DR, RAMONA, CA 92065-7323

Mortgage

Document Number0000021379
DateJan 19, 2018
Instrument2018-0021379
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 15660 Marmac Dr was $4,017 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$543,726 (+2%) Land $104,083 Building $439,643
2025$4,017.00$533,066 Land $102,043 Building $431,023
2023$3,747.00 (-5.47%)$512,369 Land $98,082 Building $414,287
2022$3,964.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15660 Marmac Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15660 Marmac Dr is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 96% of the US · above 84% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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