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1566 E 31st St, Lorain, OH 44055 Property Records

Lorain County property record for 1566 E 31st St, Lorain, OH 44055 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1977
Square Footage988 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$64,900 (2004)
Tax Bill$903.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-00-097-118-047

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area988 sqft Living Area
1st Floor Area988 sqft 1st Floor
Stories1 Story
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions180 ft deep x 50 ft wide
Parking Spaces1 Parking Space
Garage TypeAttached
Garage Area260 sqft Garage

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1566 E 31ST ST
CityLORAIN
StateOH
Zip44055-1614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFULTON PK SUB 50 X 180 S/L 12
Legal SubdivisionFULTON PARK SUBDIVISION
Legal Block118
Legal Lot Number12
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group4
Census Block4009
Census Tract23100

Owner

Source: Lorain County records · APN 03-00-097-118-047

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address1566 E 31ST ST, LORAIN, OH 44055-1614
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Deed of Trust, Mortgage · FHA Mortgage
PNC BANK NA
Sep 19, 2022Deed of Trust, Mortgage · FHA Mortgage
PNC BANK NA
Mar 14, 2022Deed of Trust, Mortgage · FHA Mortgage
PNC BANK NA
Feb 25, 2014Loan Modification, Mortgage · FHA Mortgage
PNC MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 27, 2004 · Amount on Record
Deed SaleFeb 27, 2004 · Amount on Record
Prior SaleSep 04, 2002
Deed Document Number2004001046
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1566 E 31ST ST, LORAIN, OH 44055-1614
Transaction TypeMortgage
Record UpdatedJan 08, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1566 E ST 315T, LORAIN, OH 44052

Mortgage

Document Number0000939875
DateDec 29, 2023
Instrument2023-0939875
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term243 Months
DueMar 01, 2044

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1566 E 31ST ST, LORAIN, OH 44055-1614
Transaction TypeMortgage
Record UpdatedSep 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1566 E 31ST ST, LORAIN, OH 44055-1614

Mortgage

Document Number0000891670
DateSep 19, 2022
Instrument2022-0891670
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45404
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term258 Months
DueMar 01, 2044

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1566 E 31ST ST, LORAIN, OH 44055-1614
Transaction TypeMortgage
Record UpdatedMar 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1566 E 31ST ST, LORAIN, OH 44055-1614

Mortgage

Document Number0000866563
DateMar 14, 2022
Instrument2022-0866563
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term264 Months
DueMar 01, 2044

February 2014: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLORAIN OH
Property Address1566 E 31ST ST, LORAIN, OH 44055-1614
Document Number0000655126
Instrument DateFeb 25, 2014
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1566 E 31ST ST LORAIN OH 440551614, LORAIN, OH 44055-1614

Mortgage

Document Number0000655126
DateDec 14, 2017
Instrument655126
Lender
NamePNC MTG
TypeMortgage Company
AddressMIAMISBURG, OH 45342
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term324 Months
DueDec 13, 2044

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$903.00$22,490 (+0.01%) Land $5,290 Building $17,200$64,250 (-) Land $15,120 Building $49,130
2024$903.00 (-8.88%)$22,488 (+19.82%) Land $5,292 Building $17,196$64,250 (+19.82%) Land $15,120 Building $49,130
2023$991.00 (+0.81%)$18,768 (-0.01%) Land $3,546 Building $15,222$53,620 (-) Land $10,130 Building $43,490
2022$983.00$18,770 Land $3,550 Building $15,220
2021$53,620 Land $10,130 Building $43,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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