15656 Escarpment Oak, Helotes, TX 78023 Property Records

Bexar County property record for 15656 Escarpment Oak, Helotes, TX 78023

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,079 sqft · built 2005
Lot Size1.46 acres (63,598 sqft)
Owner2 Individual Names on File
Last Sale$568,000 (Feb 2025)
Tax Bill$1,896 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN04522-101-0680

Property Details

APN / Parcel Number

Primary APN04522-101-0680
Alternative APN
  • 241870

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,079 sqft Living Area
Gross Area3,529 sqft
1st Floor Area1,772 sqft
2nd Floor Area1,307 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area63,598 sqft (1.46 acres)
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area239 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address15656 ESCARPMENT OAK
CityHELOTES
StateTX
Zip78023-5148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCB 4522A BLK 1 LOT 68 (LOS REYES CANYONS UT-6 PUD)
Legal SubdivisionLOS REYES CANYONS UT-6 PUD
Legal Tract68
Legal Block1
Legal Lot Number68
JurisdictionBEXAR TX
Township / Civil DivisionSAN ANTONIO NORTHWEST
Census Block Group1
Census Block1030
Census Tract182106

Owner

15656 Escarpment Oak is owned and occupied by two individuals who bought it in February 2025.

Source: Bexar County records, as of May 26, 2026

Owner of Record2 Individual Names on File
Mailing Address15656 ESCARPMENT OAK, HELOTES, TX 78023-5148
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2026Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Feb 24, 2022Vendor's Lien, Transfer · Conventional Mortgage
GENEVA FINANCIAL LLC
Mar 17, 2021Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC
Dec 2, 2019Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS
Nov 12, 2019Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS
Feb 28, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2025 · Amount on File
Deed SaleFeb 27, 2025 · Amount on File
Prior SaleFeb 24, 2022 · Amount on File
Deed Document Number202534968
Prior Transfer DateFeb 28, 2019
Prior Transfer Doc0000035939
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEXAR TX
Property Address15656 ESCARPMENT OAK, HELOTES, TX 78023-5148
Transaction TypeMortgage
Record UpdatedFeb 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address15656 ESCARPMENT OAK, HELOTES, TX 78023-5148

Mortgage

Document Number0000020640
DateFeb 5, 2026
Instrument20260020640
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term121 Months
DueMar 1, 2036

February 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBEXAR TX
Recording DateFeb 24, 2022
Property Address15656 ESCARPMENT OAK, HELOTES, TX 78023-5148
Document Number0000047205
Map ReferenceVOL 9538 PG 185-188
Instrument20220047205
Transaction TypeTransfer
Record UpdatedMar 9, 2022
Title CompanyENVISION TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address645 RATTER PASS, 645, SANGER, TX 76266

Transferred To (Grantee/Buyer)

NameVerified Name
Address15656 ESCARPMENT OAK, HELOTES, TX 78023-5148

Mortgage

Document Number0000047206
DateFeb 24, 2022
Instrument20220047206
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEXAR TX
Property Address15656 ESCARPMENT OAK, HELOTES, TX 78023-5148
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068282
DateMar 17, 2021
Instrument20210068282
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEXAR TX
Property Address15656 ESCARPMENT OAK, HELOTES, TX 78023-5148
Document Number0000263813
Instrument DateDec 2, 2019
Transaction TypeMortgage
Record UpdatedJan 15, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15656 ESCARPMENT OAK HELOTES TX 780235148, HELOTES, TX 78023-5148

Mortgage

Document Number0000263813
DateDec 30, 2019
Instrument263813
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 29, 2049

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEXAR TX
Property Address15656 ESCARPMENT OAK, HELOTES, TX 78023-5148
Document Number0000242786
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedDec 13, 2019
Title CompanyCHICAGO TITLE/TX LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15656 ESCARPMENT OAK HELOTES TX 780235148, HELOTES, TX 78023-5148

Mortgage

Document Number0000242786
DateDec 2, 2019
Instrument242786
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBEXAR TX
Recording DateFeb 28, 2019
Property Address15656 ESCARPMENT OAK, HELOTES, TX 78023-5148
Document Number0000035939
Instrument DateFeb 28, 2019
Instrument35939
Transaction TypeTransfer
Record UpdatedMar 8, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15656 ESCARPMENT OAK HELOTES TX 780235148, HELOTES, TX 78023-5148

Mortgage

Document Number35940
DateFeb 28, 2019
Instrument35940
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 15656 Escarpment Oak was $1,896, down 86.4% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBexar County
MunicipalityHelotes City
Unified School DistrictNorthside Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,896.00 (-86.35%) Homeowner's exemption$676,890 Land $165,320 Building $511,570$676,890 Land $165,320 Building $511,570
2024$13,891.00 (+7.3%)
2023$12,946.00 (+31.27%)$626,460 Land $143,840 Building $482,620$626,460 Land $143,840 Building $482,620
2022$9,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15656 Escarpment Oak in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims2 (2002–2007)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2007 · Hurricane Dean

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15656 Escarpment Oak is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 77% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN ANTONIO WATER SYSTEM
serves 2,643,729 people · EPA ID TX0150018
Water SourcePurchased surface water from several systems
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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