15651 Orange Harvest Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15651 Orange Harvest Loop, Winter Garden, FL 34787 · Last verified May 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 2,224 sqft · built 2017
Lot Size	0.79 acres (3,421 sqft)
Owner	2 Individual Names on File
Last Sale	$484,000 (Sep 2022)
Tax Bill	$7,010 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-22-27-3603-04-640`

Property Details

APN / Parcel Number

Primary APN	`33-22-27-3603-04-640`
Alternative APNs	`272233360304640` `127480` `128264` `129648`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,224 sqft Living Area
Gross Area	3,130 sqft
1st Floor Area	980 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,421 sqft (0.79 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15651 ORANGE HARVEST LOOP
City	WINTER GARDEN
State	FL
Zip	34787-3199
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	HICKORY HAMMOCK PHASE 1C 86/18 LOT 464
Legal Range	27E
Legal Township	22S
Legal Section	33
Legal Subdivision	HICKORY HAMMOCK PH 1C
Legal Phase	1C
Legal Tract	3603
Legal Block	4
Legal Lot Number	464
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1045
Census Tract	17116

Owner

Source: Orange County records · APN 33-22-27-3603-04-640

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 714, LYNN HAVEN, FL 32444-0714
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 08, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Mar 08, 2017 · Amount on Record
Deed Document Number	2022566728
Record Updated	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 15, 2022
Property Address	15651 ORANGE HARVEST LOOP, WINTER GARDEN, FL 34787-3199
Document Number	0000566728
Map Reference	MB 86 PG 18-20
Instrument Date	Sep 12, 2022
Instrument	20220566728
Transaction Type	Transfer
Record Updated	Oct 05, 2022
Title Company	THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,388.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1427 GOPHER LOOP, 1427, TARPON SPRINGS, FL 34689

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 714, LYNN HAVEN, FL 32444-0714

Mortgage

Document Number	0000566729
Date	Sep 15, 2022
Instrument	20220566729

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15651 ORANGE HARVEST LOOP, WINTER GARDEN, FL 34787-3199
Document Number	0000269373
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15651 ORANGE HARVEST LOOP WINTER GARDEN FL 347873199, WINTER GARDEN, FL 34787-3199

Mortgage

Document Number	0000269373
Date	May 06, 2020
Instrument	269373

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 05, 2030

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 08, 2017
Property Address	15651 ORANGE HARVEST LOOP, WINTER GARDEN, FL 34787-3199
Document Number	0000123109
Instrument Date	Feb 28, 2017
Instrument	123109
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 09, 2019
Title Company	M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,938.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15651 ORANGE HARVEST LOOP WINTER GARDEN FL 347873199, WINTER GARDEN, FL 34787-3199

Mortgage

Document Number	123110
Date	Mar 08, 2017
Instrument	123110

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 07, 2032

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,040 (-1.21%) Land $75,000 Building $350,040	$425,040 (-1.21%) Land $75,000 Building $350,040
2025	$7,010.00 (+2.14%)	$430,230 (+4.86%) Land $75,000 Building $355,230	$430,230 (+4.86%) Land $75,000 Building $355,230
2024	$6,863.00 (+5.15%)
2023	$6,527.00 (+65.7%)	$410,287 (+43.18%) Land $75,000 Building $335,287	$410,287 (+13.73%) Land $75,000 Building $335,287
2022	$3,939.00 Homeowner's exemption	$286,561	$360,769 Land $50,000 Building $310,769

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 66 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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