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1565 Union St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1565 Union St, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,363 sqft · built 1913
Lot Size0.27 acres (11,760 sqft)
Owner2 Individual Names on File
Tax Bill$11,430 (2026)
Deeds & MortgagesAug 2022 Transfer
Nov 2020 Transfer
Flood ZoneZone X (minimal risk)
APN421500 50.30-1-2

Property Details

APN / Parcel Number

Primary APN421500 50.30-1-2
Alternative APN
  • 150005003000010020000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area4,363 sqft Living Area
1st Floor Area1,941 sqft
2nd Floor Area1,626 sqft
Upper Floors Area796 sqft
AtticAttic
Attic Area796 sqft
Basement Area860 sqft
Finished Basement860 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleColonial
Exterior MaterialBrick
Lot Area11,760 sqft (0.27 acres)
Lot Dimensions140 ft deep x 84 ft wide
Garage TypeMixed
Garage Area480 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area443 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1565 UNION ST
CitySCHENECTADY
StateNY
Zip12309-6022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 BRICK AND GARAGE
Legal Block1
Legal Lot Number2.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3004
Census Tract20500

Owner

1565 Union St is owned and occupied by two individuals who acquired it in July 2022.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1565 UNION ST, SCHENECTADY, NY 12309-6022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Intrafamily Transfer, Transfer
Nov 6, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 25, 2022
Transfer Doc0000043205
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateAug 16, 2022
Property Address1565 UNION ST, SCHENECTADY, NY 12309-6022
Document Number0000043205
Book / Page2090 / 863
Instrument DateJul 25, 2022
Instrument202243205
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1565 UNION ST, SCHENECTADY, NY 12309-6022

Transferred To (Grantee/Buyer)

NameVerified Name
Address338 ELEANOR ST, SCHENECTADY, NY 12306-3120

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateNov 6, 2020
Property Address1565 UNION ST, SCHENECTADY, NY 12309-6022
Document Number0000034469
Book / Page002045 / 000084
Instrument DateOct 8, 2020
Instrument34469
Transaction TypeTransfer
Record UpdatedNov 20, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1565 UNION ST SCHENECTADY NY 123096022, SCHENECTADY, NY 12309-6022

Tax Assessment & Valuation

The 2026 property tax bill for 1565 Union St was $11,430 with exemptions applied, up 1.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,430.00 (+1.81%) Homeowner's exemption Veteran's exemption
2025$11,227.00$269,000 Land $40,400 Building $228,600$445,438 Land $66,898 Building $378,540
2023$269,000 (-) Land $40,400 Building $228,600$340,506 (+3.8%) Land $51,139 Building $289,367
2022$269,000 Land $40,400 Building $228,600$328,049 Land $49,268 Building $278,781
2021$10,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1565 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1565 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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