Schenectady County and Schenectady City property record for 1565 Union St, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,363 sqft · built 1913 |
| Lot Size | 0.27 acres (11,760 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,430 (2026) |
| Deeds & Mortgages | Aug 2022 Transfer Nov 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.30-1-2 |
| Primary APN | 421500 50.30-1-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,363 sqft Living Area |
| 1st Floor Area | 1,941 sqft |
| 2nd Floor Area | 1,626 sqft |
| Upper Floors Area | 796 sqft |
| Attic | Attic |
| Attic Area | 796 sqft |
| Basement Area | 860 sqft |
| Finished Basement | 860 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 11,760 sqft (0.27 acres) |
| Lot Dimensions | 140 ft deep x 84 ft wide |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 443 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1565 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-6022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 BRICK AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20500 |
1565 Union St is owned and occupied by two individuals who acquired it in July 2022.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1565 UNION ST, SCHENECTADY, NY 12309-6022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2022 | Intrafamily Transfer, Transfer |
| Nov 6, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 25, 2022 |
| Transfer Doc | 0000043205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 16, 2022 |
| Property Address | 1565 UNION ST, SCHENECTADY, NY 12309-6022 |
| Document Number | 0000043205 |
| Book / Page | 2090 / 863 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 202243205 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1565 UNION ST, SCHENECTADY, NY 12309-6022 |
| Name | Verified Name |
|---|---|
| Address | 338 ELEANOR ST, SCHENECTADY, NY 12306-3120 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 6, 2020 |
| Property Address | 1565 UNION ST, SCHENECTADY, NY 12309-6022 |
| Document Number | 0000034469 |
| Book / Page | 002045 / 000084 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 34469 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1565 UNION ST SCHENECTADY NY 123096022, SCHENECTADY, NY 12309-6022 |
The 2026 property tax bill for 1565 Union St was $11,430 with exemptions applied, up 1.8% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,430.00 (+1.81%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $11,227.00 | $269,000 Land $40,400 Building $228,600 | $445,438 Land $66,898 Building $378,540 |
| 2023 | $269,000 (-) Land $40,400 Building $228,600 | $340,506 (+3.8%) Land $51,139 Building $289,367 | |
| 2022 | $269,000 Land $40,400 Building $228,600 | $328,049 Land $49,268 Building $278,781 | |
| 2021 | $10,704.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1565 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1565 Union St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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