1565 Royal Blvd, Elgin, IL 60123 Property Records

Kane County property record for 1565 Royal Blvd, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,568 sqft · built 1960
Lot Size	0.232 acres (10,092 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,264 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-10-157-008`

Property Details

APN / Parcel Number

Primary APN	`06-10-157-008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	3,136 sqft
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Lot Area	10,092 sqft (0.232 acres)
Lot Dimensions	87 ft deep x 116 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1565 ROYAL BLVD
City	ELGIN
State	IL
Zip	60123-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HGTS UNIT 1 PART OF LOTS 1 & 20 DESC IN DOC 904285 BLOCK 5
Legal Subdivision	EAGLE HGTS
Legal Block	5
Legal Lot Number	1,20
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1565 ROYAL BLVD, ELGIN, IL 60123-2020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Intrafamily Transfer, Transfer · FHA Mortgage JFQ LENDING INC
Mar 18, 2019	Warranty Deed, Transfer · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2021
Deed Sale	Sep 9, 2021
Prior Sale	Mar 18, 2019 · Amount on Record
Deed Document Number	202168749
Prior Transfer Date	May 22, 2021
Prior Transfer Doc	0000068749
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 9, 2021
Property Address	1565 ROYAL BLVD, ELGIN, IL 60123-2020
Document Number	0000068749
Instrument Date	May 22, 2021
Instrument	2021K068749
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1565 ROYAL BLVD, 1565, ELGIN, IL 60123-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1565 ROYAL BLVD, ELGIN, IL 60123-2020

Mortgage

Document Number	0000068750
Date	Sep 9, 2021
Instrument	2021K068750

Lender

Name	JFQ LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Jun 1, 2049

Interest

Rate	3%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 18, 2019
Property Address	1565 ROYAL BLVD, ELGIN, IL 60123-2020
Document Number	0000010319
Instrument Date	Mar 12, 2019
Instrument	10319
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1565 ROYAL BLVD ELGIN IL 601232020, ELGIN, IL 60123-2020

Mortgage

Document Number	10320
Date	Mar 18, 2019
Instrument	10320

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,264.00 (+15.83%) Homeowner's exemption	$103,224 (+8.57%) Land $25,532 Building $77,692	$309,796 (+8.57%) Land $76,627 Building $233,169
2024		$95,076 (+21.39%) Land $23,517 Building $71,559	$285,342 (+21.44%) Land $70,579 Building $214,763
2022	$6,271.00 (+4.57%) Homeowner's exemption	$78,321 (+6.96%) Land $19,373 Building $58,948	$234,963 (+6.96%) Land $58,119 Building $176,844
2021	$5,997.00 Homeowner's exemption	$73,224 Land $18,112 Building $55,112	$219,672 Land $54,336 Building $165,336

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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