1565 Pierce Ave, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1565 Pierce Ave, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,340 sqft · built 1986
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Last Sale	$760,000 (Jan 2022)
Tax Bill	$6,615 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2017 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`024-261-015`

Property Details

APN / Parcel Number

Primary APN	`024-261-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,340 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Terrain	Below Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1565 PIERCE AVE
City	CAMBRIA
State	CA
Zip	93428-5947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	CAM PINES M U 5 BL 112 LTS 31 & 32
Legal Subdivision	CAMBRIA PINES MANOR 05
Legal Block	112
Legal Lot Number	31,32
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3068
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1565 PIERCE AVE, CAMBRIA, CA 93428-5947
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 26, 2017	Deed of Trust, Mortgage · Reverse Mortgage LAND-HOME FINANCIAL SERVICES
May 22, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Feb 16, 2000 · Amount on Record
Deed Document Number	20221617
Last Transfer Date	Nov 20, 2024
Transfer Doc	0000034823
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 11, 2022
Property Address	1565 PIERCE AVE, CAMBRIA, CA 93428-5947
Document Number	0000001617
Map Reference	MB 5 PG 14
Instrument Date	Dec 16, 2021
Instrument	2022001617
Transaction Type	Transfer
Record Updated	Jan 20, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1565 PIERCE AVE, CAMBRIA, CA 93428-5947

Mortgage

Document Number	0000001618
Date	Jan 11, 2022
Instrument	2022001618

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1565 PIERCE AVE, CAMBRIA, CA 93428-5947
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023048
Date	May 26, 2017
Instrument	2017023048

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.01%
Type Change Date	Jun 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1565 PIERCE AVE, CAMBRIA, CA 93428-5947
Document Number	0000023049
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1565 PIERCE AVE CAMBRIA CA 934285947, CAMBRIA, CA 93428-5947

Mortgage

Document Number	0000023049
Date	May 26, 2017
Instrument	23049

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.01%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$613,530 (+2%) Land $362,541 Building $250,989
2025	$6,615.00 (+4.14%) Homeowner's exemption	$601,501 (+4.04%) Land $355,433 Building $246,068
2023	$6,352.00 (+42.84%) Homeowner's exemption	$578,146 Land $341,632 Building $236,514
2022	$4,447.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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