1565 Niccon Trl, Algonquin, IL 60102 Property Records

Kane County property record for 1565 Niccon Trl, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,576 sqft · built 1978
Lot Size	0.223 acres (9,705 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jun 2025)
Tax Bill	$6,338 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-03-178-027`

Property Details

APN / Parcel Number

Primary APN	`03-03-178-027`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,576 sqft Living Area
Gross Area	2,070 sqft
1st Floor Area	1,004 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Lot Area	9,705 sqft (0.223 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1565 NICCON TRL
City	ALGONQUIN
State	IL
Zip	60102-3687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALGONQUIN SHORES - LOTS 11 & 12 BLK 15
Legal Subdivision	ALGONQUIN SHORES
Legal Block	15
Legal Lot Number	11,12
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	1
Census Block	1010
Census Tract	850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	823 PARK BLUFF CIR, ELGIN, IL 60120-6835
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 18, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CORP
Aug 20, 2018	Grant Deed, Transfer HERITAGE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on Record
Deed Sale	Jun 5, 2025 · Amount on Record
Prior Sale	Jun 18, 2018 · Amount on Record
Deed Document Number	202520578
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 1, 2026
Property Address	1565 NICCON TRL, ALGONQUIN, IL 60102-3687
Document Number	0000022419
Instrument Date	May 21, 2026
Instrument	202622419
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1565 NICCON TRL, ALGONQUIN, IL 60102-3687

Mortgage

Document Number	0000022419,
Date	Jun 1, 2026
Instrument	202622419

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 18, 2018
Property Address	1565 NICCON TRL, ALGONQUIN, IL 60102-3687
Document Number	0000028676
Instrument Date	May 5, 2018
Instrument	2018K028676
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 CANVASBACK CREEK DR, 1017, LEANDER, TX 78641-3354

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19 EMERSON DR, SCHAUMBURG, IL 60194-3932

Mortgage

Document Number	0000028677
Date	Jun 18, 2018
Instrument	2018K028677

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Aug 20, 2018
Property Address	1565 NICCON TRL, ALGONQUIN, IL 60102-3687
Document Number	0000040731
Instrument Date	May 5, 2018
Instrument	40731
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$345.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1565 NICCON TRL ALGONQUIN IL 601023687, ALGONQUIN, IL 60102-3687

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,338.00 (+4.9%)	$101,649 (+9.42%) Land $11,667 Building $89,982	$305,069 (+9.42%) Land $35,015 Building $270,054
2024	$6,042.00 (+21.81%)	$92,898 (+33.66%) Land $10,663 Building $82,235	$278,806 (+33.71%) Land $32,002 Building $246,804
2022	$4,960.00 (+3.25%) Homeowner's exemption	$69,504 (+5.91%) Land $9,594 Building $59,910	$208,512 (+5.91%) Land $28,782 Building $179,730
2021	$4,804.00 Homeowner's exemption	$65,626 Land $9,059 Building $56,567	$196,878 Land $27,177 Building $169,701

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1979–2017)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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