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1565 Islay Ct, Apopka, FL 32712 Property Records

Orange County property record for 1565 Islay Ct, Apopka, FL 32712

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,867 sqft · built 1988
Lot Size0.468 acres (20,396 sqft)
Owner2 Individuals on Record
Last Sale$495,000 (Sep 2023)
Tax Bill$2,381 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-20-28-2521-00-860

Property Details

APN / Parcel Number

Primary APN31-20-28-2521-00-860
Alternative APNs
  • 282031252100860
  • 178334
  • 181652
  • 185311

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,867 sqft Living Area
Gross Area2,700 sqft
1st Floor Area1,092 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2005
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,396 sqft (0.468 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1565 ISLAY CT
CityAPOPKA
StateFL
Zip32712-2033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1A
Legal DescriptionERROL ESTATE UNIT 4A 7/88 LOT 86
Legal Range28E
Legal Township20S
Legal Section31
Legal SubdivisionERROL ESTS UT 4A
Legal Tract2521
Legal Lot Number86
Legal Unit4A
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1019
Census Tract17812

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address1565 ISLAY CT, APOPKA, FL 32712-2033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2023 · Amount on Record
Deed SaleSep 1, 2023 · Amount on Record
Prior SaleMay 24, 1999 · Amount on Record
Deed Document Number2023502633
Prior Transfer DateJan 9, 2012
Prior Transfer Doc0000015442
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateSep 1, 2023
Property Address1565 ISLAY CT, APOPKA, FL 32712-2033
Document Number0000502633
Map ReferenceMB 7 PG 88&89
Instrument DateAug 24, 2023
Instrument20230502633
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanyNOT AVAILABLE, SUNWOOD TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,465.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1089 LAKE FRANCIS DR, APOPKA, FL 32712-2113

Transferred To (Grantee/Buyer)

NameVerified Name
Address1565 ISLAY CT, APOPKA, FL 32712-2033

Mortgage

Document Number0000502634
DateSep 1, 2023
Instrument20230502634
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$190,349 (+2.7%)$378,670 (-1.07%) Land $115,000 Building $263,670
2025$2,381.00 (+2.36%) Homeowner's exemption$185,345 (+23.31%)$382,770 (+27.29%) Land $115,000 Building $267,770
2024$2,326.00 (+30.31%)
2023$1,785.00 (+5.75%) Homeowner's exemption$150,311 (+3%)$300,696 (+1.73%) Land $100,000 Building $200,696
2022$1,688.00 Homeowner's exemption$145,933$295,579 Land $100,000 Building $195,579

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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