1565 el Monte Ct, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 1565 el Monte Ct, Watsonville, CA 95076

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,045 sqft · built 2005
Lot Size0.023 acres (1,002 sqft)
Owner2 Trust Names on File
Last Sale$438,000 (Mar 2019)
Tax Bill$6,318 (2025)
Deeds & MortgagesMar 2019 Sale & Mortgage
Apr 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN018-692-02

Property Details

APN / Parcel Number

Primary APN018-692-02
Alternative APN
  • 018-692-02-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,045 sqft Living Area
Gross Area1,466 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,002 sqft (0.023 acres)
Garage TypeAttached
Garage Area421 sqft
Parking Spaces2 Parking Spaces
Deck Area107 sqft
Patio Area107 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1565 EL MONTE CT
CityWATSONVILLE
StateCA
Zip95076-4114
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Subdivision1489 LAS BRISAS
Legal Lot Number95
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group3
Census Block3003
Census Tract110402

Owner

1565 el Monte Ct, a townhouse, is held in a trust since March 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Trust Names on File
Mailing Address2850 PLEASANT VALLEY RD, APTOS, CA 95003-9785
Owner TypeIndividual
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2019Grant Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Apr 30, 2018Quit Claim Deed, Transfer
Quitclaim
Jan 27, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
BAY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2019 · Amount on File
Deed SaleMar 8, 2019 · Amount on File
Prior SaleFeb 27, 2006 · Amount on File
Deed Document Number20195976
Prior Transfer DateMar 31, 2018
Prior Transfer Doc0000012961
Record UpdatedSep 20, 2026

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 8, 2019
Property Address1565 EL MONTE CT, WATSONVILLE, CA 95076-4114
Document Number0000005976
Map ReferenceVOL 106 PG 32
Instrument DateMar 6, 2019
Instrument2019-0005976
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2850 PLEASANT VALLEY RD, APTOS, CA 95003-9785

Mortgage

Document Number0000005977
DateMar 8, 2019
Instrument2019-0005977
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 30, 2018
Property Address1565 EL MONTE CT, WATSONVILLE, CA 95076-4114
Document Number0000012961
Instrument DateMar 31, 2018
Instrument12961
Transaction TypeTransfer
Record UpdatedMay 31, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address302 SAN LUIS AVE WATSONVILLE CA 950766698, WATSONVILLE, CA 95076-6698

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJan 27, 2017
Property Address1565 EL MONTE CT, WATSONVILLE, CA 95076-4114
Document Number0000003352
Map ReferenceVOL106 PG32
Instrument DateJan 20, 2017
Instrument2017-0003352
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1565 EL MONTE CT, WATSONVILLE, CA 95076-4114

Mortgage

Document Number0000003353
DateJan 27, 2017
Instrument2017-0003353
Lender
NameBAY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1565 el Monte Ct was $6,318.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$498,370 (+2%) Land $299,022 Building $199,348
2025$6,318.00$488,597 Land $293,158 Building $195,439
2023$5,574.00 (+1.77%)$469,625 Land $281,775 Building $187,850$455,220
2022$5,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1565 el Monte Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1565 el Monte Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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