1565 Efford Rd, Pasadena, MD 21122 Property Records

Anne Arundel County property record for 1565 Efford Rd, Pasadena, MD 21122

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1950
Lot Size	0.183 acres (7,980 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Oct 2015)
Tax Bill	$3,203 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-000-31782750`

Property Details

APN / Parcel Number

Primary APN	`03-000-31782750`
Alternative APNs	`300031782750` `00031782750`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	1,554 sqft
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	7,980 sqft (0.183 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Breezeway
Porch Area	216 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00031782750
Street Address	1565 EFFORD RD
City	PASADENA
State	MD
Zip	21122-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 6 EFFORD PLT
Legal Subdivision	EFFORD PLT
Legal Block	1
Legal Lot Number	6
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	3
Census Block Group	1
Census Block	1002
Census Tract	731306

Owner

1565 Efford Rd is owned and occupied by two individuals who bought it in October 2015.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1565 EFFORD RD, PASADENA, MD 21122-3216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2015 · Amount on File
Deed Sale	Oct 19, 2015 · Amount on File
Prior Sale	Aug 6, 2007 · Amount on File
Deed Book / Page	28916 / 389
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1565 EFFORD RD, PASADENA, MD 21122-3216
Transaction Type	Mortgage
Record Updated	Apr 28, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1565 EFFORD RD, PASADENA, MD 21122-3216

Mortgage

Document Number	0395730399
Date	Apr 7, 2023
Book Page	39573/399

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2028

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1565 EFFORD RD, PASADENA, MD 21122-3216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0346660041
Date	Jun 2, 2020
Book Page	34666/41

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1565 Efford Rd was $3,203 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,833	$305,300 Land $193,900 Building $111,400
2025	$3,203.00
2023	$2,518.00 Homeowner's exemption	$267,600	$273,900 Land $178,900 Building $95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1565 Efford Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	76 (1979–2024)
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1565 Efford Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: Astound Broadband.

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