1565 E Emma Ave, Des Moines, IA 50320 Property Records

Polk County property record for 1565 E Emma Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 2007
Lot Size	0.23 acres (9,999 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Mar 2014)
Tax Bill	$3,704 (2024)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120/01826-592-003`

Property Details

APN / Parcel Number

Primary APN	`120/01826-592-003`
Alternative APNs	`12001826592000` `782423351023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,999 sqft (0.23 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1565 E EMMA AVE
City	DES MOINES
State	IA
Zip	50320-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL B BK 12445 PG 884 BEG NE COR THN S 133.32F W 75F N 133.32F E 75F TO POB LOT 92 GRANDSHIRE
Legal Subdivision	GRANDSHIRE
Legal Lot Number	92
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1014
Census Tract	10805

Owner

1565 E Emma Ave is owned and occupied by an individual who bought it in March 2014.

Source: Polk County records, as of October 13, 2025

Owner of Record	Individual Name on File
Mailing Address	1565 E EMMA AVE, DES MOINES, IA 50320-1546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2014 · Amount on File
Deed Sale	Mar 17, 2014 · Amount on File
Prior Sale	Sep 26, 2013 · Amount on File
Deed Document Number	201468733
Deed Book / Page	15130 / 607
Prior Transfer Date	Jul 12, 2013
Prior Transfer Doc	0000028659
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1565 E EMMA AVE, DES MOINES, IA 50320-1546
Document Number	0000032979
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1565 E EMMA AVE DES MOINES IA 503201546, DES MOINES, IA 50320-1546

Mortgage

Document Number	0000032979
Date	Oct 25, 2018
Book Page	017123/000297
Instrument	32979

Lender

Name	BANKERS TR
Address	DES MOINES, IA 50309

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$243,300 Land $32,000 Building $211,300	$243,300 Land $32,000 Building $211,300
2024	$3,704.00
2023		$216,500 Land $28,000 Building $188,500	$216,500 Land $28,000 Building $188,500
2020	$3,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1565 E Emma Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1565 E Emma Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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