1565 Cunningham Way, Santa Rosa, CA 95403 Property Records

Sonoma County property record for 1565 Cunningham Way, Santa Rosa, CA 95403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,816 sqft · built 1976
Lot Size	0.346 acres (15,056 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Jul 2003)
Tax Bill	$7,854 (2025)
Deeds & Mortgages	May 2022 Line of Credit Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`034-230-003-000`

Property Details

APN / Parcel Number

Primary APN	`034-230-003-000`
Alternative APN	`034-230-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,816 sqft Living Area
1st Floor Area	1,816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	15,056 sqft (0.346 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	034-230-003
Street Address	1565 CUNNINGHAM WAY
City	SANTA ROSA
State	CA
Zip	95403-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	MAP 224 PG 28 LOT 94
Legal Subdivision	APPLETREE SUB UNIT #2
Legal Block	3
Legal Lot Number	94
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3005
Census Tract	152904

Owner

1565 Cunningham Way is owned and occupied by an individual who bought it in July 2003.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1565 CUNNINGHAM WAY, SANTA ROSA, CA 95403-2341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage VICTORIA FINANCIAL CORP
Feb 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage VICTORIA FINANCIAL CORP
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage VICTORIA FINANCIAL CORP
Feb 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2003 · Amount on File
Deed Sale	Jul 11, 2003 · Amount on File
Deed Document Number	2003141330
Prior Transfer Date	Jul 8, 2003
Prior Transfer Doc	0000141331
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1565 CUNNINGHAM WAY, SANTA ROSA, CA 95403-2341
Transaction Type	Mortgage
Record Updated	May 24, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1565 CUNNINGHAM WAY, SANTA ROSA, CA 95403-2341

Mortgage

Document Number	0000033224
Date	May 9, 2022
Instrument	2022033224

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1565 CUNNINGHAM WAY, SANTA ROSA, CA 95403-2341
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1565 CUNNINGHAM WAY, SANTA ROSA, CA 95403-2341

Mortgage

Document Number	0000022402
Date	Feb 25, 2021
Instrument	2021022402

Lender

Name	VICTORIA FINANCIAL CORP
Type	Mortgage Company
Address	SAN GABRIEL, CA 91776

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1565 CUNNINGHAM WAY, SANTA ROSA, CA 95403-2341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009637
Date	Feb 13, 2018
Instrument	2018009637

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1565 CUNNINGHAM WAY, SANTA ROSA, CA 95403-2341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080646
Date	Nov 5, 2019
Instrument	2019080646

Lender

Name	VICTORIA FINANCIAL CORP
Type	Mortgage Company
Address	SAN GABRIEL, CA 91776

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1565 CUNNINGHAM WAY, SANTA ROSA, CA 95403-2341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047804
Date	Jun 17, 2020
Instrument	2020047804

Lender

Name	VICTORIA FINANCIAL CORP
Type	Mortgage Company
Address	SAN GABRIEL, CA 91776

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	1565 CUNNINGHAM WAY, SANTA ROSA, CA 95403-2341
Document Number	0000014530
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1565 CUNNINHAM WAY SANTA ROSA CA 95403, SANTA ROSA, CA 95403

Mortgage

Document Number	0000014530
Date	Feb 27, 2019
Instrument	14530

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 26, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1565 Cunningham Way was $7,854.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$696,091 (+2%) Land $174,017 Building $522,074
2025	$7,854.00	$682,443 Land $170,605 Building $511,838
2023	$7,620.00 (+6.71%)	$655,944 Land $163,981 Building $491,963
2022	$7,141.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1565 Cunningham Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1565 Cunningham Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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