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1565 Arctic Ave, Thermal, CA 92274 Property Records

Imperial County property record for 1565 Arctic Ave, Thermal, CA 92274

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,417 sqft · built 2006
Lot Size0.219 acres (9,551 sqft)
Owner2 Individual Names on File
Tax Bill$2,263 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN007-243-009-000

Property Details

APN / Parcel Number

Primary APN007-243-009-000
Alternative APNs
  • 0072430901
  • 00724309

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,417 sqft Living Area
1st Floor Area1,417 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area9,551 sqft (0.219 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address1565 ARCTIC AVE
CityTHERMAL
StateCA
Zip92274-8526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLK 3 TRACT 713-A FM 8 45
Legal SubdivisionTRACT 713A
Legal Tract713-A
Legal Block3
Legal Lot Number9
JurisdictionIMPERIAL CA
Township / Civil DivisionWEST IMPERIAL
Census Block Group2
Census Block2109
Census Tract12302

Owner

Source: Imperial County records · APN 007-243-009-000

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1565 ARCTIC AVE, THERMAL, CA 92274-8526
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 14, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 11, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Dec 18, 2018Quit Claim Deed, Transfer
ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Dec 18, 2018Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2026
Deed SaleJul 28, 2026
Prior SaleDec 18, 2018 · Amount on Record
Deed Document Number202612001
Prior Transfer DateJul 23, 2026
Prior Transfer Doc0000012001
Record UpdatedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateJul 28, 2026
Property Address1565 ARCTIC AVE, THERMAL, CA 92274-8526
Document Number0000012001
Instrument DateJul 23, 2026
Instrument202612001
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1565 ARCTIC AVE, THERMAL, CA 92274-8526

Mortgage

Document Number0000012002,
DateJul 28, 2026
Instrument202612002
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.52%
Max Rate-1%

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIMPERIAL CA
Recording DateJun 14, 2022
Property Address1565 ARCTIC AVE, THERMAL, CA 92274-8526
Document Number0000013022
Map ReferenceMB 8 PG 45
Instrument DateJun 14, 2022
Instrument2022013022
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1565 ARCTIC AVE, THERMAL, CA 92274-8526

Mortgage

Document Number0000013023
DateJun 14, 2022
Instrument2022013023
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address1565 ARCTIC AVE, THERMAL, CA 92274-8526
Transaction TypeMortgage
Record UpdatedMar 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1565 ARCTIC AVE, THERMAL, CA 92274-8526

Mortgage

Document Number0000000759
DateJan 11, 2022
Instrument2022000759
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term36 Months
DueJan 01, 2025

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIMPERIAL CA
Recording DateDec 18, 2018
Property Address1565 ARCTIC AVE, THERMAL, CA 92274-8526
Document Number0000023355
Instrument DateDec 05, 2018
Instrument23355
Transaction TypeTransfer
Record UpdatedJan 23, 2019
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1565 ARCTIC AVE THERMAL CA 922748526, THERMAL, CA 92274-8526

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateDec 18, 2018
Property Address1565 ARCTIC AVE, THERMAL, CA 92274-8526
Document Number0000023356
Map ReferenceMB 8 PG 45
Instrument DateNov 07, 2018
Instrument2018023356
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1565 ARCTIC AVE, THERMAL, CA 92274-8526

Mortgage

Document Number0000023357
DateDec 18, 2018
Instrument2018023357
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
Unified School DistrictCoachella Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$176,358 (+6.12%) Land $11,376 Building $164,982
2025$2,263.00 (+2.44%)
2023$2,209.00 (-0.76%)$166,189 Land $10,721 Building $155,468
2022$2,226.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 18, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims27 (1978–1985)
Most Recent ClaimMar 1985 · river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Zito West Holding
Cable		1,000 / 25
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 48 locations within half a mile of this property.

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