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15648 Craig, Fraser, MI 48026 Property Records

Macomb County property record for 15648 Craig, Fraser, MI 48026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,880 sqft · built 1978
Lot Size0.198 acres (8,625 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Jun 2016)
Tax Bill$5,372 (2025)
Deeds & MortgagesSep 2022 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-14-06-328-017

Property Details

APN / Parcel Number

Primary APN03-14-06-328-017
Alternative APN
  • 1406328017

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories4 Stories
Building Area1,880 sqft Living Area
1st Floor Area1,200 sqft
Basement Area600 sqft
Unfinished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions129 ft deep x 67 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address15648 CRAIG
CityFRASER
StateMI
Zip48026-2621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionEMERALD ESTATES SUBDIVISION LOT 29. L68 PP29-30. CITY OF FRASER
Legal Range13E
Legal Township01N
Legal Section06
Legal SubdivisionEMERALD ESTATES SUBDIVISION
Legal Lot Number29
JurisdictionMACOMB MI
Township / Civil DivisionFRASER
Census Block Group3
Census Block3002
Census Tract254200

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15648 CRAIG, FRASER, MI 48026-2621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2022Deed of Trust, Mortgage · Line of Credit
MICHIGAN SCHOOLS & GOVERNMENT CU
May 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2016 · Amount on Record
Deed SaleJun 22, 2016 · Amount on Record
Deed Document Number20166075107
Deed Book / Page24098 / 812
Prior Transfer DateMay 31, 2016
Prior Transfer Doc0000077247
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address15648 CRAIG, FRASER, MI 48026-2621
Transaction TypeMortgage
Record UpdatedSep 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address15648 CRAIG, FRASER, MI 48026-2621

Mortgage

Document Number2200103709
DateSep 1, 2022
Book Page28791/562
Instrument202200103709
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term178 Months
DueJul 15, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address15648 CRAIG, FRASER, MI 48026-2621
Transaction TypeMortgage
Record UpdatedJul 13, 2021
Title CompanyCCT

Transferred To (Grantee/Buyer)

NameVerified Name
Address15648 CRAIG, FRASER, MI 48026-2621

Mortgage

Document Number2102187006
DateMay 25, 2021
Book Page27739/105
Instrument202102187006
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityFraser City
Unified School DistrictFraser Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$150,200 (+2.46%)$300,400 (+2.46%)
2025$5,372.00 (+14.1%) Homeowner's exemption$146,600 (+11.57%)$293,200 (+11.57%)
2023$131,400$262,800
2022$4,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FRASER
serves 14,297 people · EPA ID MI0002460
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionNov 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon.

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