15647 FM 16 E, Winona, TX 75792 Property Records

Smith County property record for 15647 FM 16 E, Winona, TX 75792

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,252 sqft · built 1955
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$2,170 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNR106048

Property Details

APN / Parcel Number

Primary APNR106048
Alternative APN
  • 1-00000-0737-00-025001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,252 sqft Living Area
1st Floor Area2,252 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1995
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account NumberR106048
Street Address15647 FM 16 E
CityWINONA
StateTX
Zip75792-5903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionABST A0737 E NEWBERRYTRACT 25.1 (PT 3.996AC/ SEE TR 25)
Legal SubdivisionA0737 E NEWBERRY
Legal Tract25
JurisdictionSMITH TX
Township / Civil DivisionWINONA
Census Block Group2
Census Block2043
Census Tract1501

Owner

15647 FM 16 E is owned and occupied by an individual.

Source: Smith County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address15647 FM 16 E, WINONA, TX 75792-5903
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITH TX
Recording DateJul 8, 2026
Property Address15647 FM 16 E, WINONA, TX 75792-5903
Document Number0000020320
Instrument DateJul 2, 2026
Instrument202620320
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15647 FM 16 E, WINONA, TX 75792-5903
InvestorPossibly a Property Investor

Mortgage

Document Number0000020320,
DateJul 8, 2026
Instrument202620320
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.48%
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 15647 FM 16 E was $2,170 with a homeowner's exemption, up 9.1% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountySmith County
Unified School DistrictWinona Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,170.00 (+9.1%) Homeowner's exemption$222,695 (+5.43%) Land $26,757 Building $195,938$222,695 (+5.43%) Land $26,757 Building $195,938
2025$1,989.00 (-17.33%) Homeowner's exemption$211,216 Land $20,598 Building $190,618$211,216 Land $20,598 Building $190,618
2024$2,406.00 (+38.12%)
2023$1,742.00 (-17.17%)$109,897 Land $10,005 Building $99,892$109,897 Land $10,005 Building $99,892
2022$2,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15647 FM 16 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15647 FM 16 E is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 75% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAR MOUNTAIN WSC
serves 2,175 people · EPA ID TX2120021
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CCECA Broadband
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 16 E

Nearby Streets

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