15646 Garnet Way, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 15646 Garnet Way, Apple Valley, MN 55124

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,346 sqft · built 1993
Lot Size	0.2 acres (892,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jun 2023)
Tax Bill	$3,024 (2025)
Deeds & Mortgages	Mar 2024 Transfer Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-16700-04-030`

Property Details

APN / Parcel Number

Primary APN	`01-16700-04-030`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,346 sqft Living Area
Gross Area	1,533 sqft
1st Floor Area	894 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	892,305 sqft (0.2 acres)
Garage Type	Attached
Garage Area	187 sqft

Location & Zoning

Street Address	15646 GARNET WAY
City	SAINT PAUL
State	MN
Zip	55124-5155
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CEDAR POINTE 5 2 CEDAR POINTE CARRIAGE HOMES FILE #117 UNIT #30 1/204 INT BEING PT OF LOTS 1 THRU 5 BLK 1 & LOTS 1 THRU 4 BLK 2 & OUTLOTS A & B CEDAR POINTE & LOTS 1 THRU 3 BLK 1 & LOTS 1 THRU 5 BLK 2 & OUTLOT A CEDAR POINTE 2ND
Legal Subdivision	CEDAR POINTE
Legal Block	4
Legal Lot Number	30
Legal Unit	30
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	2
Census Block	2002
Census Tract	60828

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15646 GARNET WAY, 30, SAINT PAUL, MN 55124-5155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Quit Claim Deed, Transfer PILLAR TITLE SERVICES
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 4, 2020	Warranty Deed, Transfer · Conventional with PMI NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Oct 31, 2014 · Amount on Record
Deed Document Number	20231549946
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAKOTA MN
Recording Date	Mar 13, 2024
Property Address	15646 GARNET WAY, APPLE VALLEY, MN 55124-5155
Document Number	0003623144
Instrument Date	Mar 5, 2024
Instrument	3623144
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	PILLAR TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15646 GARNET WAY # 30, 30, APPLE VALLEY, MN 55124-5155

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jun 30, 2023
Property Address	15646 GARNET WAY, APPLE VALLEY, MN 55124-5155
Document Number	0003592903
Instrument Date	Jun 27, 2023
Instrument	3592903
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15646 GARNET WAY # 30, 30, APPLE VALLEY, MN 55124-5155

Mortgage

Document Number	0003592904
Date	Jun 30, 2023
Instrument	3592904

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Aug 4, 2020
Property Address	15646 GARNET WAY, APPLE VALLEY, MN 55124-5155
Document Number	0003388540
Instrument Date	May 22, 2020
Instrument	3388540
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	EAGLE CRK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15646 GARNET WAY APPLE VALLEY MN 551245155, APPLE VALLEY, MN 55124-5155

Mortgage

Document Number	3388541
Date	Aug 4, 2020
Instrument	3388541

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,024.00 (+20.86%)	$258,400 (+9.86%) Land $43,100 Building $215,300	$258,400 (+9.86%) Land $43,100 Building $215,300
2023	$2,502.00
2022		$235,200 Land $41,000 Building $194,200	$235,200 Land $41,000 Building $194,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Midco Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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