St. Joseph County property record for 15645 Windingbrook Dr, Mishawaka, IN 46545
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,020 sqft · built 1964 |
| Lot Size | 0.373 acres (16,264 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,279 (2024) |
| Deeds & Mortgages | May 2020 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-04-34-126-006.000-031 |
| Primary APN | 71-04-34-126-006.000-031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,020 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 16,264 sqft (0.373 acres) |
| Lot Dimensions | 152 ft deep x 107 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 01410596697 |
|---|---|
| Street Address | 15645 WINDINGBROOK DR |
| City | MISHAWAKA |
| State | IN |
| Zip | 46545-1548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 95 WINDING BROOK PK SEC B |
| Legal Subdivision | WINDING BROOK PARK SEC B |
| Legal Lot Number | 95 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PENN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11505 |
Source: St. Joseph County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 15645 WINDINGBROOK DR, MISHAWAKA, IN 46545-1548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Jun 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2018 |
| Deed Sale | Jun 21, 2018 |
| Deed Document Number | 0001814983 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 15645 WINDINGBROOK DR, MISHAWAKA, IN 46545-1548 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Title Company | CENTURION LAND TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0002011648 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 2011648 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Jun 21, 2018 |
| Property Address | 15645 WINDINGBROOK DR, MISHAWAKA, IN 46545-1548 |
| Document Number | 0001814983 |
| Map Reference | PB 21 PG W-4 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 1814983 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15645 WINDINGBROOK DR, MISHAWAKA, IN 46545-1548 |
| Document Number | 0001814984 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 1814984 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Penn Township |
| Unified School District | Penn-Harris-Madison School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $295,100 (+11.91%) Land $68,000 Building $227,100 | $295,100 (+11.91%) Land $68,000 Building $227,100 | |
| 2024 | $2,279.00 (+3.26%) | ||
| 2023 | $2,207.00 (-8.23%) | $263,700 (-) Land $68,000 Building $195,700 | $263,700 (-) Land $68,000 Building $195,700 |
| 2022 | $2,405.00 | $263,700 Land $68,000 Building $195,700 | $263,700 Land $68,000 Building $195,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 14 (1982–2018) |
| Claims Outside the SFHA | 8 of 14 |
| Most Recent Claim | Feb 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 7 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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