Bay County property record for 15645 Scotty Ln, Youngstown, FL 32466
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,470 sqft · built 1950 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $192,500 (Mar 2021) |
| Tax Bill | $2,461 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03412-000-000 |
| Primary APN | 03412-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Porch | Open Porch |
| Porch Area | 297 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15645 SCOTTY LN |
|---|---|
| City | YOUNGSTOWN |
| State | FL |
| Zip | 32466-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC02 |
| Legal Description | 1 1S 12W 10A -5- W1/2 OF E1/2 OF SW1/4 OF NE1/4 ORB 4382 P 1050 |
| Legal Range | 12W |
| Legal Township | 01S |
| Legal Section | 01 |
| Jurisdiction | BAY FL |
| Township / Civil Division | YOUNGSTOWN |
| Census Block Group | 1 |
| Census Block | 1146 |
| Census Tract | 302 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15645 SCOTTY LN, YOUNGSTOWN, FL 32466-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on Record |
| Deed Sale | Mar 26, 2021 · Amount on Record |
| Prior Sale | Feb 18, 2020 · Amount on Record |
| Deed Document Number | 202122388 |
| Deed Book / Page | 4382 / 1050 |
| Prior Transfer Date | Oct 18, 2013 |
| Prior Transfer Doc | 0035570832 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 26, 2021 |
| Property Address | 15645 SCOTTY LN, YOUNGSTOWN, FL 32466-1702 |
| Document Number | 0043821050 |
| Book / Page | 4382 / 1050 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2021022388 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,347.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1434 PATIRY LN, 1434, ALFORD, FL 32420-7280 |
| Name | Verified Name |
|---|---|
| Address | 1500 BLACK DIAMOND DR APT 1518, 1518, PANAMA CITY BEACH, FL 32407-0274 |
| Document Number | 0043821052 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 4382/1052 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,461.00 (+3.93%) | $198,894 (+6.29%) Land $38,250 Building $160,644 | $198,894 (+6.29%) Land $38,250 Building $160,644 |
| 2024 | $2,368.00 (+1.5%) | ||
| 2023 | $2,333.00 (+20.94%) | $187,129 (+14.36%) Land $31,590 Building $155,539 | $187,129 (+14.36%) Land $31,590 Building $155,539 |
| 2022 | $1,929.00 | $163,627 Land $20,934 Building $142,693 | $163,627 Land $20,934 Building $142,693 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
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