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15645 Gavello St, Naples, FL 34114 Property Records

Collier County property record for 15645 Gavello St, Naples, FL 34114

Property Summary

Property TypeSingle Family Home
Details1,842 sqft · built 2025
Lot Size0.143 acres (6,241 sqft)
Owner2 Individual Names on File
Last Sale$533,678 (Dec 2025)
Tax Bill$1,816 (2025)
Deeds & MortgagesMay 2026 Mortgage
May 2026 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN291679 5546C18

Property Details

APN / Parcel Number

Primary APN291679 5546C18
Alternative APN
  • 31346015265

Interior

Building Area1,842 sqft Living Area

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area6,241 sqft (0.143 acres)

Location & Zoning

Street Address15645 GAVELLO ST
CityNAPLES
StateFL
Zip34114-3235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESPLANADE BY THE ISLANDS PH 3I LOT 554
Legal SubdivisionESPLANADE BY THE ISLANDS PH3I
Legal Lot Number554
JurisdictionCOLLIER FL
Township / Civil DivisionEVERGLADES
Census Block Group3
Census Block3006
Census Tract11111

Owner

15645 Gavello St is owned and occupied by two individuals who bought it in December 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address15645 GAVELLO ST, NAPLES, FL 34114-3235
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW LOAN SERVICING
May 1, 2026Deed of Trust · Conventional Mortgage
LAKEVIEW LOAN SERVICING
Dec 18, 2025Special Warranty Deed, Transfer · Conventional Mortgage
TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2025 · Amount on File
Deed SaleDec 18, 2025 · Amount on File
Deed Document Number20256765273
Deed Book / Page6537 / 1234
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Recording DateMay 1, 2026
Property Address15645 GAVELLO ST, NAPLES, FL 34114-3235
Document Number0065820310
Book / Page6582 / 310
Instrument DateApr 25, 2026
Instrument20266818718
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address15645 GAVELLO ST, NAPLES, FL 34114-3235

Mortgage

Document Number0006818718,
DateMay 1, 2026
Book Page6582/310
Instrument20266818718
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Recording DateMay 1, 2026
Property Address15645 GAVELLO ST, NAPLES, FL 34114-3235
Document Number0006818718
Book / Page6582 / 310
Instrument DateApr 25, 2026
Instrument2026.6818718
Record UpdatedMay 14, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address15645 GAVELLO ST, NAPLES, FL 34114-3235

Mortgage

Document Number0006818718,
DateMay 1, 2026
Book Page6582/310
Instrument2026.6818718
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

December 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOLLIER FL
Recording DateDec 18, 2025
Property Address15645 GAVELLO ST, NAPLES, FL 34114-3235
Document Number0065371234
Book / Page6537 / 1234
Map ReferenceMB 73 PG 88-89
Instrument DateDec 17, 2025
Instrument6765273
Transaction TypeTransfer
Record UpdatedDec 29, 2025
Title CompanyINSPIRED TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,735.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28100 BONITA GRANDE DR STE 102, 102, BONITA SPRINGS, FL 34135-6220

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address15645 GAVELLO ST, NAPLES, FL 34114-3235

Mortgage

Document Number0065371236
DateDec 18, 2025
Instrument6537/1236
Lender
NameTAYLOR MORRISON HOME FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 15645 Gavello St was $1,816, up 17% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$491,869 (+1,476.25%) Land $36,283 Building $455,586$491,869 (+1,476.25%) Land $36,283 Building $455,586
2025$1,816.00 (+17.01%)$31,205 Land $31,205$31,205 Land $31,205
2024$1,552.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15645 Gavello St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 429 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies705 units insured
incl. 276 condo units
Nearby Flood Claims2 (2024–2026)
Most Recent ClaimMar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15645 Gavello St is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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