15643 Cloud Top, San Antonio, TX 78248 Property Records

Bexar County property record for 15643 Cloud Top, San Antonio, TX 78248

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,962 sqft · built 1986
Lot Size	0.349 acres (15,194 sqft)
Owner	2 Individual Names on Record
Last Sale	$702,905 (Aug 2025)
Tax Bill	$6,245 (2025)
Deeds & Mortgages	Aug 2025 Mortgage May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18363-013-0310`

Property Details

APN / Parcel Number

Primary APN	`18363-013-0310`
Alternative APN	`699356`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,962 sqft Living Area
Gross Area	4,813 sqft
1st Floor Area	2,662 sqft
2nd Floor Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Exterior Material	Combination
Roof Material	Asphalt
Lot Area	15,194 sqft (0.349 acres)
Lot Dimensions	97 ft deep x 28 ft wide
Garage Type	Attached
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	91 sqft
Deck Area	280 sqft
Patio Area	880 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15643 CLOUD TOP
City	SAN ANTONIO
State	TX
Zip	78248-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NCB 18363 BLK 13 LOT 31 (DEERFIELD UT-3) BLANCO RD WEST #2 ANNEXATN
Legal Subdivision	CONV A/S CODE
Legal Block	13
Legal Lot Number	31
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTH
Census Block Group	3
Census Block	3016
Census Tract	191406

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	377 5TH ST, 1, JERSEY CITY, NJ 07302-2226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Vendor's Lien, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
May 23, 2023	Transfer on Death Deed, Transfer
May 23, 2023	Transfer on Death Deed, Transfer
Feb 23, 2023	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Jun 1, 1999 · Amount on Record
Deed Document Number	2025156523
Prior Transfer Date	May 17, 2023
Prior Transfer Doc	0000092524
Record Updated	Sep 20, 2026

August 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Aug 26, 2025
Property Address	15643 CLOUD TOP, SAN ANTONIO, TX 78248-1352
Document Number	0000156523
Map Reference	VOL 9507 PG 9&10
Instrument Date	Aug 22, 2025
Instrument	20250156523
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15643 CLOUD TOP, SAN ANTONIO, TX 78248-1352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 5TH ST # 1, 1, JERSEY CITY, NJ 07302-2226

Mortgage

Document Number	0000156524
Date	Aug 26, 2025
Instrument	20250156524

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BEXAR TX
Recording Date	May 23, 2023
Property Address	15643 CLOUD TOP, SAN ANTONIO, TX 78248-1352
Document Number	0000092524
Map Reference	VOL 9507 PG 9
Instrument Date	May 17, 2023
Instrument	20230092524
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15643 CLOUD TOP, SAN ANTONIO, TX 78248-1352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15643 CLOUD TOP, SAN ANTONIO, TX 78248-1352

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BEXAR TX
Recording Date	May 23, 2023
Property Address	15643 CLOUD TOP, SAN ANTONIO, TX 78248-1352
Document Number	0000092523
Map Reference	VOL 9507 PG 9
Instrument Date	May 17, 2023
Instrument	20230092523
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15643 CLOUD TOP, SAN ANTONIO, TX 78248-1352

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	15643 CLOUD TOP, SAN ANTONIO, TX 78248-1352

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	15643 CLOUD TOP, SAN ANTONIO, TX 78248-1352
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030575
Date	Feb 23, 2023
Instrument	20230030575

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	San Antonio City
Unified School District	North East Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,245.00 (-11.32%) Homeowner's exemption Senior Citizen's exemption	$770,117 (+3.67%) Land $141,760 Building $648,360	$790,120 (+6.36%) Land $141,760 Building $648,360
2024	$7,042.00 (-2.53%)
2023	$7,225.00 (-24.57%) Homeowner's exemption Senior Citizen's exemption	$742,870 Land $126,720 Building $616,150	$742,870 Land $126,720 Building $616,150
2022	$9,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1997–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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