Stearns County property record for 15643 Century Estates Cir, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,808 sqft · built 1992 |
| Lot Size | 0.997 acres (43,428 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,900 (Nov 2017) |
| Tax Bill | $3,378 (2026) |
| Deeds & Mortgages | Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-24059-0009 |
| Primary APN | 36-24059-0009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 2,170 sqft |
| 1st Floor Area | 1,808 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,428 sqft (0.997 acres) |
| Lot Dimensions | 282 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 15643 CENTURY ESTATES CIR |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 009 BLK 001 CENTURY ESTATES SECTION 27 TOWNSHIP 123 RANGE 030 SECTION 27 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 27 |
| Legal Subdivision | CENTURY ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 11302 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15643 CENTURY ESTATES CIR, COLD SPRING, MN 56320-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2017 · Amount on Record |
| Deed Sale | Nov 1, 2017 · Amount on Record |
| Prior Sale | Mar 29, 2002 · Amount on Record |
| Deed Document Number | 20171508072 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Nov 1, 2017 |
| Property Address | 15643 CENTURY ESTATES CIR, COLD SPRING, MN 56320-9739 |
| Document Number | 00A1508072 |
| Instrument Date | Oct 26, 2017 |
| Instrument | A1508072 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | ECTOR COUNTY ABSTRACT AND TITLE, TRI-COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $989.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15643 CENTURY ESTATES CIR, COLD SPRING, MN 56320-9739 |
| Investor | Possibly a Property Investor |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,378.00 (-0.59%) | $381,700 (+4.92%) Land $82,700 Building $299,000 | $381,700 (+4.92%) Land $82,700 Building $299,000 |
| 2025 | $363,800 (+1.73%) Land $79,000 Building $284,800 | $363,800 (+1.73%) Land $79,000 Building $284,800 | |
| 2023 | $3,398.00 | $357,600 Land $70,300 Building $287,300 | $357,600 Land $70,300 Building $287,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2009) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Arvig.
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