15640 Cedarville Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 15640 Cedarville Dr, Midlothian, VA 23112

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,764 sqft · built 2023
Lot Size0.207 acres (9,017 sqft)
OwnerIndividual Name on File
Last Sale$501,827 (Jul 2022)
Tax Bill$5,877 (2026)
Deeds & MortgagesMar 2025 Line of Credit
Jul 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN714-69-30-85-400-000

Property Details

APN / Parcel Number

Primary APN714-69-30-85-400-000
Alternative APNs
  • 427964000
  • 447768000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,764 sqft Finished Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,017 sqft (0.207 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number447768000
Street Address15640 CEDARVILLE DR
CityMIDLOTHIAN
StateVA
Zip23112-5262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12 - SING
Legal DescriptionNEWMARKET SEC 3 AMENDED 070
Legal SubdivisionNEWMARKET
Legal Lot Number70
JurisdictionCHESTERFIELD VA
Township / Civil DivisionMIDLOTHIAN
Census Block Group2
Census Block2007
Census Tract100938

Owner

Source: Chesterfield County records · APN 714-69-30-85-400-000

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address15640 CEDARVILLE DR, MIDLOTHIAN, VA 23112-5262
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2025Deed of Trust, Mortgage · Line of Credit
VIRGINIA FEDERAL CREDIT UNION
Jul 11, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Sep 10, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 11, 2022 · Amount on Record
Deed SaleJul 11, 2022 · Amount on Record
Prior SaleSep 10, 2021 · Amount on Record
Deed Document Number202231021
Deed Book / Page14021 / 675
Record UpdatedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address15640 CEDARVILLE DR, MIDLOTHIAN, VA 23112-5262
Transaction TypeMortgage
Record UpdatedJun 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014821-637
DateMar 12, 2025
Book Page14821/637
Instrument2025007661
Lender
NameVIRGINIA FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 28, 2045
Interest
Rate TypeAdjustable Rate

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateJul 11, 2022
Property Address15640 CEDARVILLE DR, MIDLOTHIAN, VA 23112-5262
Document Number014021-675
Book / Page14021 / 675
Instrument DateJun 28, 2022
Instrument2022031021
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15640 CEDARVILLE DR, MIDLOTHIAN, VA 23112-5262

Mortgage

Document Number2022031026
DateJul 11, 2022
Instrument2022031026
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052
Interest
Rate TypeFixed Rate

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateSep 10, 2021
Property Address15640 CEDARVILLE DR, MIDLOTHIAN, VA 23112-5262
Document Number013621-301
Book / Page13621 / 301
Instrument DateAug 30, 2021
Instrument2021058572
Transaction TypeTransfer
Record UpdatedJun 22, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address441 WESTERN LN, IRMO, SC 29063-9071
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,877.00 (+33.48%)$657,600 (+12.45%) Land $137,000 Building $520,600$657,600 (+12.45%) Land $137,000 Building $520,600
2025$584,800 (+21.55%) Land $137,000 Building $447,800$584,800 (+21.55%) Land $137,000 Building $447,800
2023$4,403.00$481,100 Land $132,000 Building $349,100$481,100 Land $132,000 Building $349,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2026 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

Based on FCC filings for 172 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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