1564 Wagner Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1564 Wagner Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,111 sqft · built 1977
Lot Size	0.22 acres (9,600 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Jan 2007)
Tax Bill	$10,324 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`487-680-25-00`

Property Details

APN / Parcel Number

Primary APN	`487-680-25-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,111 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1564 WAGNER DR
City	EL CAJON
State	CA
Zip	92020-2975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 47 TR 007941
Legal Subdivision	FLETCHER TERRACE
Legal Tract	007941
Legal Block	2
Legal Lot Number	47
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16100

Owner

Source: San Diego County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1564 WAGNER DR, EL CAJON, CA 92020-2975
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2007 · Amount on Record
Deed Sale	Jan 11, 2007 · Amount on Record
Prior Sale	Feb 27, 2004 · Amount on Record
Deed Document Number	200725271
Prior Transfer Date	Jan 5, 2007
Prior Transfer Doc	0000025270
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1564 WAGNER DR, EL CAJON, CA 92020-2975
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1564 WAGNER DR, EL CAJON, CA 92020-2975

Mortgage

Document Number	0000740441
Date	Oct 25, 2021
Instrument	2021-0740441

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1564 WAGNER DR, EL CAJON, CA 92020-2975
Document Number	0000549287
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1564 WAGNER DR EL CAJON CA 920202975, EL CAJON, CA 92020-2975

Mortgage

Document Number	0000549287
Date	Nov 25, 2019
Instrument	549287

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$819,892 (+2%) Land $355,285 Building $464,607
2025	$10,324.00 (+5.41%) Homeowner's exemption	$803,817 (+4.04%) Land $348,319 Building $455,498
2023	$9,794.00 (+2.02%) Homeowner's exemption	$772,606 Land $334,795 Building $437,811
2022	$9,600.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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