1564 Hwy J, Wright City, MO 63390 Property Records

Lincoln County property record for 1564 Hwy J, Wright City, MO 63390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,484 sqft · built 2004
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,718 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-80-34-000-000-002.003`

Property Details

APN / Parcel Number

Primary APN	`19-80-34-000-000-002.003`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,484 sqft Living Area
Basement Area	2,484 sqft
Unfinished Basement	2,484 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	132,858 sqft (3.05 acres)
Garage Area	1,196 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1564 HIGHWAY J
City	WRIGHT CITY
State	MO
Zip	63390-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.05 AC WITHIN THE NE PT OF NWNW OF SECT 34, SURVEY PS2/70.2
Legal Range	01W
Legal Township	48N
Legal Section	34
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2023
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1564 HIGHWAY J, WRIGHT CITY, MO 63390-1622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1564 HIGHWAY J, WRIGHT CITY, MO 63390-1622
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1564 HIGHWAY J, WRIGHT CITY, MO 63390-1622

Mortgage

Document Number	2648/729
Date	Aug 24, 2021
Book Page	2648/729
Instrument	2021011282

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1564 HIGHWAY J, WRIGHT CITY, MO 63390-1622
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2427/0945
Date	Oct 15, 2018
Book Page	2427/0945
Instrument	2018009350

Lender

Name	FIRST BANK
Type	Bank
Address	WARRENTON, MO 63383

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Wright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,540 (-) Land $4,427 Building $55,113
2025	$3,718.00 (+11.95%)	$59,540 (+7.59%) Land $4,427 Building $55,113	$313,370 (+7.59%) Land $23,300 Building $290,070
2023	$3,321.00 (+6.14%)	$55,341 Land $4,085 Building $51,256	$291,270 Land $21,500 Building $269,770
2022	$3,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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