1564 Cole St, Birmingham, MI 48009 Property Records

Oakland County property record for 1564 Cole St, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 953 sqft · built 1951
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$182,000 (Dec 2013)
Tax Bill$6,186 (2025)
Deeds & MortgagesSep 2025 Mortgage
Aug 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-20-31-155-025

Property Details

APN / Parcel Number

Primary APN08-20-31-155-025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area953 sqft Living Area
1st Floor Area938 sqft
Basement Area938 sqft
Unfinished Basement938 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
PorchSlab
Porch Area104 sqft
Deck Area421 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal

Location & Zoning

Street Address1564 COLE ST
CityBIRMINGHAM
StateMI
Zip48009-7053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 267
Legal Range11E
Legal Township02N
Legal Section31
Legal SubdivisionLEINBACH-HUMPHREY'S WOODWARD AVE SUB
Legal Lot Number267
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group2
Census Block2034
Census Tract152900

Owner

Source: Oakland County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6202 EMERALD LAKE DR, TROY, MI 48085-1334
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP
Aug 17, 2021Intrafamily Transfer, Transfer
CROSSROADS TITLE
Jul 23, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Mar 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2013 · Amount on Record
Deed SaleDec 11, 2013 · Amount on Record
Prior SaleAug 6, 2008 · Amount on Record
Deed Document Number2013299944
Deed Book / Page46623 / 218
Last Transfer DateJul 16, 2021
Transfer Doc0000200705
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1564 COLE ST, BIRMINGHAM, MI 48009-7053
Transaction TypeMortgage
Record UpdatedOct 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1655 MAPLE AVE, LASALLE XX

Mortgage

Document Number0000121863
DateSep 26, 2025
Book Page60563/92
Instrument121863
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateAug 17, 2021
Property Address1564 COLE ST, BIRMINGHAM, MI 48009-7053
Document Number0000200705
Book / Page56710 / 497
Map ReferenceLB 27 PG 5
Instrument DateJul 16, 2021
Instrument200705
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyCROSSROADS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1564 COLE ST, 1564, BIRMINGHAM, MI 48009-7053

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 GALE BLVD APT 104, 104, MELVINDALE, MI 48122-1748

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJul 23, 2021
Property Address1564 COLE ST, BIRMINGHAM, MI 48009-7053
Document Number0000183703
Book / Page56596 / 511
Map ReferenceLB 27 PG 5
Instrument DateJul 7, 2021
Instrument183703
Transaction TypeTransfer
Record UpdatedAug 5, 2021
Title CompanyCROSSROADS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 GALE BLVD APT 104, 104, MELVINDALE, MI 48122-1748

Mortgage

Document Number0056596513
DateJul 23, 2021
Instrument56596/513
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1564 COLE ST, BIRMINGHAM, MI 48009-7053
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036266
DateMar 7, 2018
Book Page51615/00264
Instrument36266
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,186.00 (-19.42%)$171,380 (+18.07%)$342,760 (+18.07%)
2024$7,677.00 (+73.65%)
2023$145,150$290,300
2021$4,421.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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