Humboldt County property record for 1564 Charles Ave, Arcata, CA 95521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 991 sqft · built 1951 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $320,000 (Dec 2015) |
| Tax Bill | $4,308 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 503-021-009-000 |
| Primary APN | 503-021-009-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 991 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Wood |
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Old Parcel Number | 50302109 |
|---|---|
| Street Address | 1564 CHARLES AVE |
| City | ARCATA |
| State | CA |
| Zip | 95521-6812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 123 SUNNYBRAE TR #2 BK12/MAPS PG107 |
| Legal Subdivision | SUNNYBRAE TRACT SUBDIVISION 2 |
| Legal Tract | 2 |
| Legal Lot Number | 123 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | ARCATA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 900 |
1564 Charles Ave is owned by a company that bought it in December 2015 and is owner-occupied.
Source: Humboldt County records, as of October 13, 2025
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1564 CHARLES AVE, ARCATA, CA 95521-6812 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Nov 16, 2018 | Deed of Trust, Mortgage · Line of Credit UMPQUA BANK |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2015 · Amount on File |
| Deed Sale | Dec 21, 2015 · Amount on File |
| Prior Sale | Jun 16, 2014 · Amount on File |
| Deed Document Number | 2015-023689-03 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1564 CHARLES AVE, ARCATA, CA 95521-6812 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1564 CHARLES AVE, ARCATA, CA 95521-6812 |
| Document Number | 0000015563 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2022-015563 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | SANTA ANA, CA 92707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1564 CHARLES AVE, ARCATA, CA 95521-6812 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000020535 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 2018-020535 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | ARCATA, CA 95521 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Property Address | 1564 CHARLES AVE, ARCATA, CA 95521-6812 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Title Company | HUMBOLDT LAND TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1343, EUREKA, CA 95502-1343 |
| Document Number | 0000014955 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021-014955 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2041 |
The 2025 property tax bill for 1564 Charles Ave was $4,308 with a homeowner's exemption.
Source: Humboldt County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Arcata City |
| Elementary School District | Arcata Elementary School District (KG - 08) |
| Secondary School District | Northern Humboldt Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,308.00 Homeowner's exemption | $378,808 Land $159,809 Building $218,999 |
| 2023 | $4,164.00 (-1.79%) Homeowner's exemption | $364,100 Land $153,604 Building $210,496 |
| 2022 | $4,240.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1564 Charles Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1564 Charles Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARCATA serves 18,857 people · EPA ID CA1210001 |
|---|---|
| Water Source | Purchased groundwater from HUMBOLDT BAY MWD |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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