1564 Cavendish Rd, Winter Park, FL 32789 Property Records

Orange County property record for 1564 Cavendish Rd, Winter Park, FL 32789

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,140 sqft · built 1953
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Mar 2026)
Tax Bill	$5,515 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-22-29-6432-07-240`

Property Details

APN / Parcel Number

Primary APN	`12-22-29-6432-07-240`
Alternative APNs	`292212643207240` `345235` `350492` `354865`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,500 sqft
1st Floor Area	1,140 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1975
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1564 CAVENDISH RD
City	WINTER PARK
State	FL
Zip	32789-5546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	ORWIN MANOR WESTMINSTER SEC J/118 LOT 24 BLK 7
Legal Range	29E
Legal Township	22S
Legal Section	12
Legal Subdivision	ORWIN MANOR WESTMINSTER
Legal Tract	6432
Legal Block	7
Legal Lot Number	24
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2010
Census Tract	19000

Owner

Source: Orange County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1564 CAVENDISH RD, WINTER PARK, FL 32789-5546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Jan 20, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 17, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Apr 20, 2023 · Amount on Record
Deed Document Number	2026152947
Prior Transfer Date	Apr 12, 2023
Prior Transfer Doc	0000223521
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1564 CAVENDISH RD, WINTER PARK, FL 32789-5546
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1564 CAVENDISH RD, WINTER PARK, FL 32789-5546
Investor	Possibly a Property Investor

Mortgage

Document Number	0000223523
Date	Apr 20, 2023
Instrument	20230223523

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1564 CAVENDISH RD, WINTER PARK, FL 32789-5546
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1564 CAVENDISH RD, WINTER PARK, FL 32789-5546

Mortgage

Document Number	0000034280
Date	Jan 20, 2026
Instrument	20260034280

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 17, 2026
Property Address	1564 CAVENDISH RD, WINTER PARK, FL 32789-5546
Document Number	0000152947
Map Reference	MB J PG 118
Instrument Date	Mar 13, 2026
Instrument	20260152947
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 CREAM ST APT 301, 301, CHARLOTTESVILLE, VA 22903-4586

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1564 CAVENDISH RD, WINTER PARK, FL 32789-5546

Mortgage

Document Number	0000152948
Date	Mar 17, 2026
Instrument	20260152948

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	6.99%
Max Rate At Change	8.99%
Index	SOFR Average 30-Day
Max Rate	11.9%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Park City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,784 (+2.7%)	$458,710 (+18.13%) Land $297,000 Building $161,710
2025	$5,515.00 (+2.32%) Homeowner's exemption	$388,300 (+0.47%) Land $220,000 Building $168,300	$388,300 (+0.47%) Land $220,000 Building $168,300
2024	$5,390.00 (+0.48%)
2023	$5,364.00 (+17.43%)	$386,482 (+21.99%) Land $220,000 Building $166,482	$386,482 (+21.99%) Land $220,000 Building $166,482
2022	$4,568.00	$316,816 Land $175,000 Building $141,816	$316,816 Land $175,000 Building $141,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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