1564 22nd St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1564 22nd St, Oceano, CA 93445

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2.5 ba · 1,570 sqft · built 1991
Lot Size0.036 acres (1,570 sqft)
OwnerIndividual Name on Record
Last Sale$565,000 (Feb 2025)
Tax Bill$3,807 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN062-065-032

Property Details

APN / Parcel Number

Primary APN062-065-032

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,570 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeWood
Lot Area1,570 sqft (0.036 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1564 22ND ST
CityOCEANO
StateCA
Zip93445-9238
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRMF
Legal DescriptionPM 47/70 U 2 & PTN LT 1
Legal SubdivisionPARCEL MAP CO-89-038
Legal Block2
Legal Lot Number1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2007
Census Tract12202

Owner

Source: San Luis Obispo County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address251 S 16TH ST, 1, GROVER BEACH, CA 93433-5232
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2025 · Amount on Record
Deed SaleFeb 13, 2025 · Amount on Record
Prior SaleMay 13, 2013 · Amount on Record
Deed Document Number20253801
Prior Transfer DateFeb 7, 2025
Prior Transfer Doc0000003802
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 11, 2026
Property Address1564 22ND ST, OCEANO, CA 93445-9238
Document Number0000025561
Instrument DateAug 6, 2026
Instrument202625561
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address1564 22ND ST, OCEANO, CA 93445-9238

Mortgage

Document Number0000025561,
DateAug 11, 2026
Instrument202625561
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$576,300 (+73.34%) Land $280,500 Building $295,800
2025$3,807.00 (+4.79%) Homeowner's exemption$332,472 (+4.04%) Land $129,293 Building $203,179
2023$3,633.00 (+1.45%) Homeowner's exemption$319,564 Land $124,273 Building $195,291
2022$3,581.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

Nearby Properties on 22nd St

Nearby Streets

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