15637 Pendio Dr, Bella Collina (Montverde), FL 34756 Property Records

Lake County property record for 15637 Pendio Dr, Bella Collina, FL 34756

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.55 acres (67,541 sqft)
Owner	Company Name on File
Last Sale	$1,175,000 (Sep 2024)
Tax Bill	$12,180 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-22-26-0500-000-12200`

Property Details

APN / Parcel Number

Primary APN	`12-22-26-0500-000-12200`
Alternative APN	`3825527`

Exterior

Lot Area	67,541 sqft (1.55 acres)

Location & Zoning

Account Number	3825527
Street Address	15637 PENDIO DR
City	BELLA COLLINA
State	FL
Zip	34756-3623
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	BELLA COLLINA PB 51 PG 31-49 LOT 122 ORB 6394 PG 1884
Legal Range	26E
Legal Township	22S
Legal Section	12
Legal Subdivision	BELLA COLLINA
Legal Tract	500
Legal Lot Number	122
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1050
Census Tract	31301

Owner

15637 Pendio Dr, residential vacant land, is owned by a company that bought it in September 2024.

Source: Lake County records, as of January 5, 2026

Owner of Record	Company Name on File
Mailing Address	845 N GARLAND AVE STE 100, 100, ORLANDO, FL 32801-1095
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	Dec 29, 2022 · Amount on File
Deed Document Number	2024105288
Deed Book / Page	6394 / 1884
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 29, 2022
Property Address	15637 PENDIO DR, BELLA COLLINA, FL 34756-3623
Document Number	0060722311
Book / Page	6072 / 2311
Map Reference	MB 51 PG 31-49
Instrument Date	Dec 19, 2022
Instrument	2022165507
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,943.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 S FLAGLER DR STE 900, 900, WEST PALM BEACH, FL 33401-5948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CARRERA 13 A #837 # 837, 837, DINAMARCA XX, 25004

Mortgage

Document Number	0060722317
Date	Dec 29, 2022
Book Page	6072/2317
Instrument	2022165508

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$962,500 Land $962,500	$962,500 Land $962,500
2024	$12,180.00 (-2.21%)
2023	$12,455.00 (+94.91%)	$770,000 (+1%)	$770,000 (+1%) Land $770,000
2022	$6,390.00	$385,000	$385,000 Land $385,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15637 Pendio Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15637 Pendio Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE ISLAND private · serves 35 people · EPA ID FL3354956
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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