15631 New Gale Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 15631 New Gale Dr, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,964 sqft · built 2018
Lot Size	0.209 acres (9,104 sqft)
Owner	2 Individual Names on File
Last Sale	$446,900 (Jun 2018)
Tax Bill	$6,712 (2026)
Deeds & Mortgages	Nov 2023 Second Mortgage Apr 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`714-68-74-40-000-000`

Property Details

APN / Parcel Number

Primary APN	`714-68-74-40-000-000`
Alternative APN	`396844001`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,964 sqft Finished Area
1st Floor Area	160 sqft
Basement Area	1,799 sqft
Finished Basement	1,241 sqft
Unfinished Basement	558 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,104 sqft (0.209 acres)
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	134 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Propane
Sewer	Septic

Location & Zoning

Account Number	396844001
Street Address	15631 NEW GALE DR
City	MIDLOTHIAN
State	VA
Zip	23112-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	CAMBRIA COVE SEC 3 033
Legal Subdivision	CAMBRIA COVE
Legal Lot Number	33
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	4
Census Block	4014
Census Tract	101003

Owner

15631 New Gale Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15631 NEW GALE DR, MIDLOTHIAN, VA 23112-5018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FEDERAL CREDIT UNION
Apr 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
May 18, 2020	Deed of Trust, Mortgage · Conventional with PMI WYNDHAM CAP MTG
Jun 4, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI NVR MTG FIN
Feb 2, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2018 · Amount on File
Deed Sale	Jun 4, 2018 · Amount on File
Prior Sale	Feb 2, 2018 · Amount on File
Deed Document Number	201820313
Deed Book / Page	11999 / 776
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	15631 NEW GALE DR, MIDLOTHIAN, VA 23112-5018
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014415-213
Date	Nov 9, 2023
Book Page	14415/213
Instrument	2023034024

Lender

Name	DIGITAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Dec 1, 2028

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	15631 NEW GALE DR, MIDLOTHIAN, VA 23112-5018
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013380-957
Date	Apr 27, 2021
Book Page	13380/957
Instrument	2021026980

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	15631 NEW GALE DR, MIDLOTHIAN, VA 23112-5018
Document Number	1276124
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15631 NEW GALE DR MIDLOTHIAN VA 231125018, MIDLOTHIAN, VA 23112-5018

Mortgage

Document Number	1276124
Date	May 26, 2020
Book Page	012761/000024
Instrument	23379

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Fixed Rate

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 4, 2018
Property Address	15631 NEW GALE DR, MIDLOTHIAN, VA 23112-5018
Document Number	11999776
Book / Page	011999 / 000776
Instrument Date	May 29, 2018
Instrument	20313
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15631 NEW GALE DR MIDLOTHIAN VA 231125018, MIDLOTHIAN, VA 23112-5018

Mortgage

Document Number	11999779
Date	Jun 4, 2018
Book Page	011999/000779
Instrument	20314

Lender

Name	NVR MTG FIN
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.88%

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Feb 2, 2018
Property Address	15631 NEW GALE DR, MIDLOTHIAN, VA 23112-5018
Document Number	11886929
Book / Page	011886 / 000929
Instrument Date	Jan 25, 2018
Instrument	3893
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$97.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7501 BOULDER VIEW DR #450 NORTH CHESTERFIELD VA 232254054, 450, NORTH CHESTERFIELD, VA 23225-4054
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 15631 New Gale Dr was $6,712.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,712.00	$751,400 (+6.1%) Land $107,000 Building $644,400	$751,400 (+6.1%) Land $107,000 Building $644,400
2025		$708,200 Land $102,000 Building $606,200	$708,200 Land $102,000 Building $606,200
2023	$6,054.00	$662,600 Land $102,000 Building $560,600	$662,600 Land $102,000 Building $560,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15631 New Gale Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15631 New Gale Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on New Gale Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures