1563 S Locust Ave, White Cloud, MI 49349 Property Records

Newaygo County property record for 1563 S Locust Ave, White Cloud, MI 49349

Property Summary

Property Type	Single Family Home
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$141,000 (Oct 2017)
Tax Bill	$2,009 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jul 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-07-400-010`

Property Details

APN / Parcel Number

Primary APN	`16-07-400-010`

Exterior

Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1563 S LOCUST AVE
City	WHITE CLOUD
State	MI
Zip	49349-9637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOCAL ZONE
Legal Description	SE1/4 SE1/4 COM SE COR W 1320.76 FT, N 331.23 FT, E 1320.52 FT, S 331.54 FT TO BEG. SEC 7, T13N R11W 10.04 (AKA PARCEL
Legal Range	11W
Legal Township	13N
Legal Section	07
Jurisdiction	NEWAYGO MI
Township / Civil Division	BIG PRAIRIE
Census Block Group	3
Census Block	3005
Census Tract	970700

Owner

Source: Newaygo County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1563 S LOCUST AVE, WHITE CLOUD, MI 49349-9637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2017	Deed of Trust, Mortgage INDEPENDENT BANK
Jul 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance INDEPENDENT BANK
Oct 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2017 · Amount on Record
Deed Sale	Oct 11, 2017 · Amount on Record
Prior Sale	Apr 26, 2002 · Amount on Record
Deed Book / Page	467 / 4454
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWAYGO MI
Property Address	1563 S LOCUST AVE, WHITE CLOUD, MI 49349-9637
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000467/0000004457
Date	Oct 11, 2017
Book Page	0000000467/0000004457

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWAYGO MI
Property Address	1563 S LOCUST AVE, WHITE CLOUD, MI 49349-9637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	474/5934
Date	Jul 30, 2019
Book Page	474/5934

Lender

Name	INDEPENDENT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWAYGO MI
Recording Date	Oct 11, 2017
Property Address	1563 S LOCUST AVE, WHITE CLOUD, MI 49349-9637
Document Number	467/4454
Book / Page	467 / 4454
Instrument Date	Aug 25, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1563 S LOCUST AVE, WHITE CLOUD, MI 49349-9637

Tax Assessment & Valuation

Source: Newaygo County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Newaygo County
County Subdivision	Big Prairie Township
Unified School District	White Cloud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,300 (+19.97%)	$182,600 (+19.97%)
2025	$2,009.00 (+11.18%)
2023		$76,100	$152,200
2022	$1,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 89% of Michigan
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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