1563 Cloudy Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1563 Cloudy Ct, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2024
Square Footage	2,020 sqft Heated Area
Lot Size	3,049 sqft (0.069 acres)
Occupancy	Owner Occupied
Last Sale	$376,990 (2024)
Tax Bill	$5,556.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`112630065300013260`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,020 sqft Heated Area
Gross Area	2,557 sqft Gross Area
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2024
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,049 sqft (0.069 acres)
Garage Type	Finished Garage
Porch	Open Porch
Porch Area	108 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1563 CLOUDY CT
City	SAINT CLOUD
State	FL
Zip	34769-5369
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SKY LAKES PH 2 & 3 PB 32 PGS 98-104 LOT 326
Legal Phase	2
Legal Lot Number	326
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2019
Census Tract	43303

Owner

Source: Osceola County records · APN 112630065300013260

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1563 CLOUDY CT, SAINT CLOUD, FL 34769-5369
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2024 · Amount on Record
Deed Sale	Sep 24, 2024 · Amount on Record
Deed Doc Number	2024122889
Deed Book / Page	6669 / 2228
Record Refreshed	Jun 08, 2026

September 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 24, 2024
Property Address	1563 CLOUDY CT, SAINT CLOUD, FL 34769-5369
Document Number	0066692228
Book / Page	6669 / 2228
Map Reference	MB 32 PG 98-104
Instrument Date	Sep 20, 2024
Instrument	2024122889
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,639.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2420 LAKEMONT AVE STE 450, 450, ORLANDO, FL 32814-6165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1563 CLOUDY CT, SAINT CLOUD, FL 34769-5369

Mortgage

Document Number	2024122890
Date	Sep 24, 2024
Instrument	2024122890

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,556.00 (+1,524.56%)	$310,200 (+1,532.63%) Land $45,000 Building $265,200	$310,200 (+1,532.63%) Land $45,000 Building $265,200
2023	$342.00	$19,000 (-) Land $19,000	$19,000 (-) Land $19,000
2022	$342.00	$19,000 Land $19,000	$19,000 Land $19,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	About 1 in 400 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.