1563 Arden Dr, Lincolnton, NC 28092 Property Records

Lincoln County property record for 1563 Arden Dr, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,937 sqft · built 1979
Lot Size	0.571 acres (24,873 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Aug 2013)
Tax Bill	$2,730 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`3644-86-9217`

Property Details

APN / Parcel Number

Primary APN	`3644-86-9217`
Alternative APNs	`364412869217` `158804` `28613`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,937 sqft Living Area
Basement Area	1,937 sqft
Finished Basement	1,104 sqft
Unfinished Basement	833 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	24,873 sqft (0.571 acres)
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	158804
Street Address	1563 ARDEN DR
City	LINCOLNTON
State	NC
Zip	28092-7498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	18 ARDEN OAKS
Legal Subdivision	ARDEN OAKS
Jurisdiction	LINCOLN NC
Township / Civil Division	IRONTON
Census Block Group	1
Census Block	1004
Census Tract	70202

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1563 ARDEN DR, LINCOLNTON, NC 28092-7498
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 1, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK
Aug 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2013 · Amount on Record
Deed Sale	Aug 26, 2013 · Amount on Record
Deed Document Number	2013511796
Deed Book / Page	2415 / 528
Last Transfer Date	Jul 1, 2019
Transfer Doc	28390991
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1563 ARDEN DR, LINCOLNTON, NC 28092-7498
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1563 ARDEN DR, LINCOLNTON, NC 28092-7498

Mortgage

Document Number	0003283809
Date	Oct 18, 2023
Book Page	3283/809
Instrument	673190

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 12, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1563 ARDEN DR, LINCOLNTON, NC 28092-7498
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1563 ARDEN DR, LINCOLNTON, NC 28092-7498

Mortgage

Document Number	0003135208
Date	Feb 9, 2022
Book Page	3135/208
Instrument	647220

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 2, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1563 ARDEN DR, LINCOLNTON, NC 28092-7498
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1563 ARDEN DR, LINCOLNTON, NC 28092-7498

Mortgage

Document Number	3051238
Date	Jun 14, 2021
Book Page	3051/238
Instrument	633047

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1563 ARDEN DR, LINCOLNTON, NC 28092-7498
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3009390
Date	Feb 23, 2021
Book Page	3009/390
Instrument	625775

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1563 ARDEN DR, LINCOLNTON, NC 28092-7498
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2904716
Date	May 1, 2020
Book Page	2904/716
Instrument	608174

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 23, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1563 ARDEN DR, LINCOLNTON, NC 28092-7498
Document Number	2843548
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1563 ARDEN DR LINCOLNTON NC 280927498, LINCOLNTON, NC 28092-7498

Mortgage

Document Number	2843548
Date	Sep 3, 2019
Book Page	002843/000548
Instrument	597304

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 21, 2019
Property Address	1563 ARDEN DR, LINCOLNTON, NC 28092-7498
Document Number	2839991
Book / Page	002839 / 000991
Instrument Date	Jul 1, 2019
Instrument	596708
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1563 ARDEN DR LINCOLNTON NC 280927498, LINCOLNTON, NC 28092-7498

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,730.00	$415,188 (-) Land $38,000 Building $377,188	$415,188 (-) Land $38,000 Building $377,188
2025	$2,730.00 (+0.74%)	$415,188 (-) Land $38,000 Building $377,188	$415,188 (-) Land $38,000 Building $377,188
2023	$2,710.00	$415,188 Land $38,000 Building $377,188	$415,188 Land $38,000 Building $377,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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