15620 Cedarville Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 15620 Cedarville Dr, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,199 sqft · built 2022
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$509,900 (May 2022)
Tax Bill	$4,903 (2026)
Deeds & Mortgages	Dec 2024 Second Mortgage Sep 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`714-69-34-05-300-000`

Property Details

APN / Parcel Number

Primary APN	`714-69-34-05-300-000`
Alternative APNs	`408084001` `444340000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,199 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	444340000
Street Address	15620 CEDARVILLE DR
City	MIDLOTHIAN
State	VA
Zip	23112-5262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	NEWMARKET SEC 3 AMENDED 065
Legal Subdivision	NEWMARKET
Legal Lot Number	65
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2007
Census Tract	100938

Owner

15620 Cedarville Dr is owned and occupied by an individual who bought it in May 2022.

Source: Chesterfield County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	15620 CEDARVILLE DR, MIDLOTHIAN, VA 23112-5262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 22, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jun 11, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
May 31, 2022	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Prior Sale	Jan 7, 2020 · Amount on File
Deed Document Number	202224906
Deed Book / Page	13977 / 860
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	15620 CEDARVILLE DR, MIDLOTHIAN, VA 23112-5262
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014744-722
Date	Dec 4, 2024
Book Page	14744/722
Instrument	2024038652

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	330 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	15620 CEDARVILLE DR, MIDLOTHIAN, VA 23112-5262
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014381-937
Date	Sep 28, 2023
Book Page	14381/937
Instrument	2023029388

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	345 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	15620 CEDARVILLE DR, MIDLOTHIAN, VA 23112-5262
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15620 CEDARVILLE DR, MIDLOTHIAN, VA 23112-5262

Mortgage

Document Number	00014981-1
Date	Aug 22, 2025
Book Page	14981/1
Instrument	250028428

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Jun 1, 2052

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Jun 11, 2026
Property Address	15620 CEDARVILLE DR, MIDLOTHIAN, VA 23112-5262
Document Number	0000021495
Book / Page	15280 / 823
Instrument Date	May 28, 2026
Instrument	202621495
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15620 CEDARVILLE DR, MIDLOTHIAN, VA 23112-5262

Mortgage

Document Number	0000021495,
Date	Jun 11, 2026
Book Page	15280/823
Instrument	202621495

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	May 1, 2066

Interest

Rate	6.3%
Max Rate	-1%

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 31, 2022
Property Address	15620 CEDARVILLE DR, MIDLOTHIAN, VA 23112-5262
Document Number	013977-860
Book / Page	13977 / 860
Instrument Date	May 31, 2022
Instrument	2022024906
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15620 CEDARVILLE DR, MIDLOTHIAN, VA 23112-5262

Mortgage

Document Number	2022024907
Date	May 31, 2022
Instrument	2022024907

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 15620 Cedarville Dr was $4,903.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,903.00	$548,100 (+11.7%) Land $137,000 Building $411,100	$548,100 (+11.7%) Land $137,000 Building $411,100
2025		$490,700 Land $137,000 Building $353,700	$490,700 Land $137,000 Building $353,700
2023	$3,735.00	$407,700 Land $132,000 Building $275,700	$407,700 Land $132,000 Building $275,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15620 Cedarville Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15620 Cedarville Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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