1562 Pine Hammock Trl, Fleming Island, FL 32003 Property Records

Clay County property record for 1562 Pine Hammock Trl, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,079 sqft · built 1994
Lot Size0.246 acres (10,759 sqft)
Owner2 Individual Names on Record
Last Sale$144,300 (Jul 1994)
Tax Bill$2,261 (2025)
Deeds & MortgagesJun 2023 Second Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-04-26-021262-005-18

Property Details

APN / Parcel Number

Primary APN32-04-26-021262-005-18

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,079 sqft Heated Area
Gross Area2,821 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,759 sqft (0.246 acres)
Lot Dimensions135 ft deep x 80 ft wide
Garage Area472 sqft
PorchPorch
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1562 PINE HAMMOCK TRL
CityFLEMING ISLAND
StateFL
Zip32003-7214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 18 WATER CREST AS REC O R1517 PG 1414
Legal Range26
Legal Township04
Legal Section32
Legal SubdivisionWATER CREST/EAGLE HARBOR
Legal Lot Number18
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1008
Census Tract30705

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1562 PINE HAMMOCK TRL, FLEMING ISLAND, FL 32003-7214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Dec 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Jun 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 1994 · Amount on Record
Deed SaleJul 28, 1994 · Amount on Record
Deed Document Number0015171414
Record UpdatedJun 8, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1562 PINE HAMMOCK TRL, FLEMING ISLAND, FL 32003-7214
Transaction TypeMortgage
Record UpdatedJun 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1562 PINE HAMMOCK TRL, FLEMING ISLAND, FL 32003-7214

Mortgage

Document Number0047251790
DateJun 2, 2023
Book Page4725/1790
Instrument2023027358
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueJun 1, 2028

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1562 PINE HAMMOCK TRL, FLEMING ISLAND, FL 32003-7214
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1562 PINE HAMMOCK TRL, FLEMING ISLE, FL 32003-7214

Mortgage

Document Number0045440424
DateDec 6, 2021
Book Page4544/424
Instrument2021077234
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2036

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1562 PINE HAMMOCK TRL, FLEMING ISLAND, FL 32003-7214
Document Number0042001353
Instrument DateJun 6, 2019
Transaction TypeMortgage
Record UpdatedJun 26, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1562 PINE HAMMOCK TRL FLEMING ISLAND FL 320037214, FLEMING ISLAND, FL 32003-7214

Mortgage

Document Number0042001353
DateJun 11, 2019
Book Page004200/001353
Instrument30009
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJun 10, 2024

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,261.00 (-28.81%) Homeowner's exemption$188,419 (+5.99%)$357,088 (+3.13%) Land $55,000 Building $302,088
2023$3,176.00 (+9.07%) Homeowner's exemption$177,776 (+3%)$346,248 (+15.69%) Land $55,000 Building $291,248
2022$2,912.00 Homeowner's exemption$172,599$299,295 Land $45,000 Building $254,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 147 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies147 in force
Nearby Flood Claims14 (2017–2025)
Claims Outside the SFHA3 of 14
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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