1562 Pepper Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1562 Pepper Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,700 sqft · built 1941
Lot Size	0.432 acres (18,803 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,611 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`400-180-27-00`

Property Details

APN / Parcel Number

Primary APN	`400-180-27-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	18,803 sqft (0.432 acres)
Lot Dimensions	195 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1562 PEPPER DR
City	EL CAJON
State	CA
Zip	92021-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 38 POR TR 001247
Legal Subdivision	PEERLESS ORANGE LANDS
Legal Tract	001247
Legal Block	3
Legal Lot Number	38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	16806

Owner

1562 Pepper Dr is owned and occupied by two individuals who acquired it in October 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1562 PEPPER DR, EL CAJON, CA 92021-3616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOMETAP INVESTMENT PARTNERS III SPV LLC
Feb 24, 2022	Deed of Trust, Mortgage · Commercial Mortgage HOMETAP INVESTMENT PARTNERS III SPV LLC
Sep 21, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 9, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 20, 2020	Intrafamily Transfer, Transfer · VA Mortgage PMAC LENDING SERVICES INC
Nov 5, 2018	Grant Deed, Transfer · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020
Deed Sale	Oct 20, 2020
Prior Sale	Nov 5, 2018 · Amount on File
Deed Document Number	2020640045
Prior Transfer Date	Oct 14, 2020
Prior Transfer Doc	0000640045
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1562 PEPPER DR, EL CAJON, CA 92021-3616
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1562 PEPPER DR, EL CAJON, CA 92021-3616

Mortgage

Document Number	0000228513
Date	May 31, 2022
Instrument	2022-0228513

Lender

Name	HOMETAP INVESTMENT PARTNERS III SPV LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1562 PEPPER DR, EL CAJON, CA 92021-3616
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1562 PEPPER DR, EL CAJON, CA 92021-3616

Mortgage

Document Number	0000082903
Date	Feb 24, 2022
Instrument	2022-0082903

Lender

Name	HOMETAP INVESTMENT PARTNERS III SPV LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1562 PEPPER DR, EL CAJON, CA 92021-3616
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1562 PEPPER DR, EL CAJON, CA 92021-3616

Mortgage

Document Number	0000664856
Date	Sep 21, 2021
Instrument	2021-0664856

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1562 PEPPER DR, EL CAJON, CA 92021-3616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000335418
Date	Aug 9, 2019
Instrument	2019-0335418

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Bank
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 20, 2020
Property Address	1562 PEPPER DR, EL CAJON, CA 92021-3616
Document Number	0000640045
Map Reference	MAP 1247
Instrument Date	Oct 14, 2020
Instrument	2020-0640045
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1562 PEPPER DR, EL CAJON, CA 92021-3616

Mortgage

Document Number	0000640046
Date	Oct 20, 2020
Instrument	2020-0640046

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2018
Property Address	1562 PEPPER DR, EL CAJON, CA 92021-3616
Document Number	0000462936
Map Reference	MAP 1247
Instrument Date	Sep 5, 2018
Instrument	2018-0462936
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1562 PEPPER DR, EL CAJON, CA 92021-3616

Mortgage

Document Number	0000462937
Date	Nov 5, 2018
Instrument	2018-0462937

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1562 Pepper Dr was $7,611.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$591,666 (+2%) Land $217,522 Building $374,144
2025	$7,611.00	$580,065 Land $213,257 Building $366,808
2023	$7,350.00 (+1.93%)	$557,542 Land $204,977 Building $352,565
2022	$7,211.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1562 Pepper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1562 Pepper Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Pepper Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures