1562 Junior Pl, Elgin, IL 60123 Property Records

Kane County property record for 1562 Junior Pl, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,384 sqft · built 1960
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (May 2023)
Tax Bill	$6,715 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-10-304-005`

Property Details

APN / Parcel Number

Primary APN	`06-10-304-005`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	2,768 sqft
1st Floor Area	1,384 sqft
Basement Area	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Lot Area	10,800 sqft (0.248 acres)
Lot Width	105 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1562 JUNIOR PL
City	ELGIN
State	IL
Zip	60123-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 1 LOT 10 BLOCK 5
Legal Subdivision	EAGLE HEIGHTS
Legal Block	5
Legal Lot Number	10
Legal Unit	1-10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1562 JUNIOR PL, ELGIN, IL 60123-2630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA NA
Aug 10, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 9, 2017	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Aug 10, 2022 · Amount on Record
Deed Document Number	202317020
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 26, 2023
Property Address	1562 JUNIOR PL, ELGIN, IL 60123-2630
Document Number	0000017020
Instrument Date	May 26, 2023
Instrument	2023K017020
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1562 JUNIOR PL, ELGIN, IL 60123-2630

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1562 JUNIOR PL, ELGIN, IL 60123-2630

Mortgage

Document Number	0000017021
Date	May 26, 2023
Instrument	2023K017021

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate	6.5%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 10, 2022
Property Address	1562 JUNIOR PL, ELGIN, IL 60123-2630
Document Number	0000040505
Instrument Date	Jul 20, 2022
Instrument	2022K040505
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 TELLURIDE DR, GILBERTS, IL 60136-4020

Mortgage

Document Number	0000040506
Date	Aug 10, 2022
Instrument	2022K040506

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.99%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 9, 2017
Property Address	1562 JUNIOR PL, ELGIN, IL 60123-2630
Document Number	0000029509
Instrument Date	May 30, 2017
Instrument	2017K029509
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 NATIONS DR STE 216, 216, GURNEE, IL 60031-9174

Mortgage

Document Number	0000029510
Date	Jun 9, 2017
Instrument	2017K029510

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,715.00 (+6.2%)	$104,022 (+8.57%) Land $27,530 Building $76,492	$312,191 (+8.57%) Land $82,623 Building $229,568
2024		$95,811 (+21.39%) Land $25,357 Building $70,454	$287,548 (+21.44%) Land $76,101 Building $211,447
2022	$6,323.00 (+4.55%) Homeowner's exemption	$78,926 (+6.96%) Land $20,888 Building $58,038	$236,778 (+6.96%) Land $62,664 Building $174,114
2021	$6,048.00 Homeowner's exemption	$73,790 Land $19,529 Building $54,261	$221,370 Land $58,587 Building $162,783

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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