1562 Central Point Rd, Rutledge, TN 37861 Property Records

Grainger County property record for 1562 Central Point Rd, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,191 sqft · built 1966
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Dec 2018)
Tax Bill	$695 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029068 03500`

Property Details

APN / Parcel Number

Primary APN	`029068 03500`
Alternative APN	`068 03500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,191 sqft Living Area
1st Floor Area	1,191 sqft
Basement Area	960 sqft
Finished Basement	216 sqft
Unfinished Basement	744 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	152 sqft
Deck Area	80 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1562 CENTRAL POINT RD
City	RUTLEDGE
State	TN
Zip	37861-4664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: G01
Jurisdiction	GRAINGER TN
Township / Civil Division	1
Census Block Group	2
Census Block	2005
Census Tract	500302

Owner

Source: Grainger County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1562 CENTRAL POINT RD, RUTLEDGE, TN 37861-4664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 30, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 14, 2018	Warranty Deed, Transfer FAHE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Apr 25, 2008 · Amount on Record
Deed Document Number	20183438
Deed Book / Page	373 / 637
Transfer Doc	IN263/1372
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	1562 CENTRAL POINT RD, RUTLEDGE, TN 37861-4664
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1562 CENTRAL POINT RD, RUTLEDGE, TN 37861-4664

Mortgage

Document Number	0000000621
Date	Feb 27, 2026
Book Page	INST434/1958
Instrument	26000621

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	1562 CENTRAL POINT RD, RUTLEDGE, TN 37861-4664
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001058
Date	Apr 30, 2024
Book Page	422/774
Instrument	24001058

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Dec 14, 2018
Property Address	1562 CENTRAL POINT RD, RUTLEDGE, TN 37861-4664
Document Number	0000003438
Book / Page	000373 / 000637
Instrument Date	Dec 12, 2018
Instrument	3438
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1562 CENTRAL POINT RD RUTLEDGE TN 378614664, RUTLEDGE, TN 37861-4664

Mortgage

Document Number	3439
Date	Dec 14, 2018
Book Page	000373/000640
Instrument	3439

Lender

Name	FAHE INC
Address	BEREA, KY 40403

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$695.00	$29,575 (-) Land $2,625 Building $26,950
2024	$695.00	$29,575 (-) Land $2,625 Building $26,950
2023	$695.00 (+2.36%)	$29,575 (-) Land $2,625 Building $26,950
2022	$679.00	$29,575 Land $2,625 Building $26,950
2021			$118,300 Land $10,500 Building $107,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 79% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Ultranet.

Cell Coverage

5G and 4G LTE (outdoors only)

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