Pierce County property record for 15615 Spanaway Loop Rd S, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.75 ba · 2,738 sqft · built 1912 |
| Lot Size | 1.77 acres (77,119 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $664,719 (Nov 2016) |
| Tax Bill | $12,551 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031920-3-080 |
| Primary APN | 031920-3-080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,738 sqft Living Area |
| Gross Area | 3,598 sqft |
| Basement Area | 140 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Multi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 77,119 sqft (1.77 acres) |
| Lot Dimensions | 335 ft deep x 143 ft wide |
| Terrain | Low |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 1,005 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 720 sqft |
| Patio Area | 720 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 15615 SPANAWAY LOOP RD S |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-9039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | SECTION 20 TOWNSHIP 19 RANGE 03 QUARTER 34 PARCEL B OF ROS FOR BLR 2022-11-04-5001 PER RCW 58.04.007 L 1 OF AMEND ROS 2009-04-30-5001 WHICH SUPERSEDES ROS 2009-03-12-5006 & SECOND AMEND 2010-03-18-5002 TOG/W FOLL POR L 3 OF SD SECOND AMEND ROS 2010-0 |
| Legal Range | 03 |
| Legal Township | 19 |
| Legal Section | 20 |
| Legal Subdivision | APPROVED SUBD |
| Legal Lot Number | 1 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 71403 |
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13739 436TH AVE SE, NORTH BEND, WA 98045-9363 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional with PMI CARDINAL FIN'L |
| Apr 17, 2019 | Deed of Trust, Mortgage · Conventional with PMI ANGEL OAK MTG SOLUTIONS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2016 · Amount on Record |
| Deed Sale | Nov 10, 2016 · Amount on Record |
| Deed Document Number | 2016469 |
| Prior Transfer Date | Mar 10, 2015 |
| Prior Transfer Doc | 0000000891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 15615 SPANAWAY LOOP RD S, SPANAWAY, WA 98387-9039 |
| Document Number | 2007140710 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15615 SPANAWAY LOOP RD S SPANAWAY WA 983879039, SPANAWAY, WA 98387-9039 |
| Document Number | 2007140710 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 202007140710 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 15615 SPANAWAY LOOP RD S, SPANAWAY, WA 98387-9039 |
| Document Number | 1904220224 |
| Instrument Date | Apr 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15615 SPANAWAY LOOP RD S SPANAWAY WA 983879039, SPANAWAY, WA 98387-9039 |
| Document Number | 1904220224 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | 201904220224 |
| Name | ANGEL OAK MTG SOLUTIONS |
|---|---|
| Address | ATLANTA, GA 30305 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,551.00 (-4.1%) | $1,056,000 (+9.59%) Land $661,400 Building $394,600 | $1,056,000 (+9.59%) Land $661,400 Building $394,600 |
| 2025 | $13,088.00 (+11.13%) | ||
| 2024 | $11,777.00 (-2.45%) | $963,600 (-3.91%) Land $554,500 Building $409,100 | $963,600 (-3.91%) Land $554,500 Building $409,100 |
| 2023 | $12,073.00 | $1,002,800 Land $583,600 Building $419,200 | $1,002,800 Land $583,600 Building $419,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARKLAND LIGHT & WATER COMPANY private · serves 33,775 people · EPA ID WA5366200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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