15610 Stuart Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 15610 Stuart Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1998
Lot Size	6.29 acres (273,992 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Feb 2019)
Tax Bill	$947 (2025)
Deeds & Mortgages	Jun 2018 Refinance May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-10-4006-005`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-10-4006-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Roof Type	Gable
Roof Material	Asphalt
Lot Area	273,992 sqft (6.29 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	142 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15610 STUART RD
City	CHESANING
State	MI
Zip	48616-8434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	COM AT E 1/4 CORN TH S 915.71 FT TO POB TH CONT S 246.87 FT TH S46DEG W 3.89 FT TH W 668.26 FT TH N 549.61 FT TH E 383.12 FT TH S 300.23 FT TH E 290.22 FT TO POB 6.48 ACRES SEC 10 T9N R3E
Legal Range	03E
Legal Township	09N
Legal Section	10
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	2
Census Block	2023
Census Tract	12700

Owner

Source: Saginaw County records · APN 13-09-3-10-4006-005

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15610 STUART RD, CHESANING, MI 48616-8434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED BAY COMMUNITY CREDIT UNION
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Feb 21, 2019	Warranty Deed, Transfer · Stand-Alone Refinance ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 21, 2019 · Amount on Record
Deed Sale	Feb 21, 2019 · Amount on Record
Prior Sale	Jun 23, 2016 · Amount on Record
Deed Document Number	20193406
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	15610 STUART RD, CHESANING, MI 48616-8434
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016837
Date	Jun 12, 2018
Instrument	2018016837

Lender

Name	UNITED BAY COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Jul 01, 2031

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	15610 STUART RD, CHESANING, MI 48616-8434
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012940
Date	May 13, 2020
Instrument	2020012940

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 21, 2019
Property Address	15610 STUART RD, CHESANING, MI 48616-8434
Document Number	0000003406
Instrument Date	Feb 13, 2019
Instrument	2019003406
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15610 STUART RD, CHESANING, MI 48616-8434

Mortgage

Document Number	0000003407
Date	Feb 21, 2019
Instrument	2019003407

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,600 (+35.51%)	$241,200 (+35.51%)
2025	$947.00 (-66.77%) Homeowner's exemption
2023		$89,000	$178,000
2022	$2,850.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 29, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 21 locations within half a mile of this property.

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