15610 Stable Oak Dr, Cypress, TX 77429 Property Records

Harris County property record for 15610 Stable Oak Dr, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,332 sqft · built 2003
Lot Size	0.24 acres (10,457 sqft)
Owner	2 Individual Names on File
Last Sale	$243,800 (Sep 2012)
Tax Bill	$4,969 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2017 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`120-596-001-0036`

Property Details

APN / Parcel Number

Primary APN	`120-596-001-0036`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,332 sqft Living Area
1st Floor Area	2,004 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	10,457 sqft (0.24 acres)
View / Lot	Primary
Garage Type	Detached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	277 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1205960010036
Street Address	15610 STABLE OAK DR
City	CYPRESS
State	TX
Zip	77429-7066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 36 BLK 1 STABLE GATE SEC 2
Legal Subdivision	STABLE GATE SEC 2
Legal Block	1
Legal Lot Number	36
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1000
Census Tract	554501

Owner

15610 Stable Oak Dr is owned and occupied by two individuals who bought it in September 2012.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15610 STABLE OAK DR, CYPRESS, TX 77429-7066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage AMERICAN FINANCING
Nov 4, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
Aug 25, 2017	Deed of Trust, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2012 · Amount on File
Deed Sale	Sep 27, 2012 · Amount on File
Prior Sale	Jul 11, 2005 · Amount on File
Deed Document Number	2012447841
Deed Book / Page	3685 / 1190
Prior Transfer Date	Sep 26, 2012
Prior Transfer Doc	20120447841
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	15610 STABLE OAK DR, CYPRESS, TX 77429-7066
Document Number	0000647702
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15610 STABLE OAK DR CYPRESS TX 774297066, CYPRESS, TX 77429-7066

Mortgage

Document Number	0000647702
Date	Dec 31, 2020
Instrument	647702

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 30, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	15610 STABLE OAK DR, CYPRESS, TX 77429-7066
Document Number	0000513616
Instrument Date	Nov 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15610 STABLE OAK DR CYPRESS TX 774297066, CYPRESS, TX 77429-7066

Mortgage

Document Number	0000513616
Date	Nov 21, 2017
Instrument	513616

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	15610 STABLE OAK DR, CYPRESS, TX 77429-7066
Document Number	0000396461
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15610 STABLE OAK DR CYPRESS TX 774297066, CYPRESS, TX 77429-7066

Mortgage

Document Number	0000396461
Date	Sep 7, 2017
Instrument	396461

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 6, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 15610 Stable Oak Dr was $4,969 with a homeowner's exemption, up 78.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,141 (-2.97%) Land $92,942 Building $328,199	$421,141 (-2.97%) Land $92,942 Building $328,199
2025	$4,969.00 (+78.61%) Homeowner's exemption	$434,046 Land $92,942 Building $341,104	$434,046 Land $92,942 Building $341,104
2024	$2,782.00
2023		$450,525 Land $92,942 Building $357,583	$450,525 Land $92,942 Building $357,583
2022	$2,391.00
2020	$2,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15610 Stable Oak Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 258 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	283 (1987–2024)
Claims Outside the SFHA	202 of 283
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Sep 2017 · 130 claims Severe Storms And Flooding, May 2016 · 125 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15610 Stable Oak Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STABLE GATES private · serves 747 people · EPA ID TX1013103
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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