15610 Saddleback Ct, Penn Valley, CA 95946 Property Records

Nevada County property record for 15610 Saddleback Ct, Penn Valley, CA 95946

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,884 sqft · built 1999
Lot Size	5.43 acres (236,966 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Aug 2018)
Tax Bill	$8,090 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002-240-057-000`

Property Details

APN / Parcel Number

Primary APN	`002-240-057-000`
Alternative APN	`02-240-57-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,884 sqft Living Area
1st Floor Area	2,884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Traditional
Lot Area	236,966 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Patio Area	2,884 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	02-240-57-000
Street Address	15610 SADDLEBACK CT
City	PENN VALLEY
State	CA
Zip	95946-8902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-5
Legal Description	PCL 3 PM 18/98
Legal Subdivision	PARCEL MAP FOR SADDLEBACK INC
Legal Lot Number	3
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1036
Census Tract	403

Owner

15610 Saddleback Ct is owned and occupied by two individuals who acquired it in October 2019.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 106, PENN VALLEY, CA 95946-0106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Oct 17, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BANNER BANK
Aug 31, 2018	Grant Deed, Transfer · Conventional Mortgage BANNER BANK
Mar 9, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 13, 2017	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on File
Deed Sale	Aug 31, 2018 · Amount on File
Prior Sale	Jul 13, 2017 · Amount on File
Deed Document Number	201817184
Last Transfer Date	Oct 10, 2019
Transfer Doc	0000020858
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	15610 SADDLEBACK CT, PENN VALLEY, CA 95946-8902
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15610 SADDLEBACK CT, PENN VALLEY, CA 95946-8902

Mortgage

Document Number	0000004046
Date	Feb 22, 2022
Instrument	20220004046

Lender

Name	BANNER BANK
Type	Bank
Address	GRASS VALLEY, CA 95949

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Oct 17, 2019
Property Address	15610 SADDLEBACK CT, PENN VALLEY, CA 95946-8902
Document Number	0000020858
Map Reference	PM 53-89 MB 18 PG 98
Instrument Date	Oct 10, 2019
Instrument	20190020858
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 106, PENN VALLEY, CA 95946-0106

Mortgage

Document Number	0000020859
Date	Oct 17, 2019
Instrument	20190020859

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Aug 31, 2018
Property Address	15610 SADDLEBACK CT, PENN VALLEY, CA 95946-8902
Document Number	0000017184
Map Reference	MB18 PG98
Instrument Date	Aug 16, 2018
Instrument	20180017184
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 106, PENN VALLEY, CA 95946-0106

Mortgage

Document Number	0000017185
Date	Aug 31, 2018
Instrument	20180017185

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Mar 9, 2018
Property Address	15610 SADDLEBACK CT, PENN VALLEY, CA 95946-8902
Document Number	0000004628
Instrument Date	Mar 8, 2018
Instrument	4628
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15610 SADDLEBACK CT PENN VALLEY CA 959468902, PENN VALLEY, CA 95946-8902

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jul 13, 2017
Property Address	15610 SADDLEBACK CT, PENN VALLEY, CA 95946-8902
Document Number	0000015298
Map Reference	MB 18 PG 98
Instrument Date	Jul 8, 2017
Instrument	20170015298
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15610 SADDLEBACK CT, PENN VALLEY, CA 95946-8902

Mortgage

Document Number	0000015299
Date	Jul 13, 2017
Instrument	20170015299

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15610 Saddleback Ct was $8,090 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$768,028 (+2%) Land $170,671 Building $597,357
2025	$8,090.00 Homeowner's exemption	$752,970 Land $167,325 Building $585,645
2023	$7,765.00 (+2.1%) Homeowner's exemption	$723,733 Land $160,829 Building $562,904	$756,000
2022	$7,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15610 Saddleback Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15610 Saddleback Ct is high, ranking above 88% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25

May also be available: DigitalPath.

Cell Coverage

5G (outdoors only) and 4G LTE

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