15610 E 20th Ave, Spokane Valley (Veradale), WA 99037 Property Records

Spokane County property record for 15610 E 20th Ave, Spokane Valley, WA 99037

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,937 sqft · built 2002
Lot Size	0.363 acres (15,825 sqft)
Owner	Individual Name on Record
Last Sale	$566,500 (Jan 2025)
Tax Bill	$5,583 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45252.5201`

Property Details

APN / Parcel Number

Primary APN	`45252.5201`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,937 sqft Living Area
Gross Area	4,254 sqft
1st Floor Area	1,664 sqft
Basement Area	758 sqft
Finished Basement	505 sqft
Unfinished Basement	253 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2026
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,825 sqft (0.363 acres)
Garage Type	Attached
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15610 E 20TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99037-9072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	25-25-44 RIDGEMONT ESTATES NO.4 - 7TH ADD LT 1 BLK 1
Legal Range	44
Legal Township	25
Legal Section	25
Legal Subdivision	RIDGEMONT ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1006
Census Tract	13001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15610 E 20TH AVE, SPOKANE VALLEY, WA 99037-9072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2025 · Amount on Record
Deed Sale	Jan 27, 2025 · Amount on Record
Prior Sale	Apr 29, 2003
Deed Document Number	20257395919
Prior Transfer Date	Jan 22, 2025
Prior Transfer Doc	0007395977
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15610 E 20TH AVE, SPOKANE VALLEY, WA 99037-9072
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007131158
Date	Sep 28, 2021
Instrument	7131158

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,583.00 (+9.13%)	$539,900 (+11.94%) Land $145,000 Building $394,900	$539,900 (+11.94%) Land $145,000 Building $394,900
2025	$5,116.00 (+11.44%)
2024		$482,300 (+27.42%) Land $115,000 Building $367,300	$482,300 (+27.42%) Land $115,000 Building $367,300
2023	$4,591.00 (+4.2%)	$378,500 Land $65,000 Building $313,500	$378,500 Land $65,000 Building $313,500
2022	$4,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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