1561 Withers Ave, Monterey, CA 93940 Property Records

Monterey County property record for 1561 Withers Ave, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 850 sqft · built 1954
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$639,000 (Apr 2020)
Tax Bill	$8,096 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-176-028-000`

Property Details

APN / Parcel Number

Primary APN	`001-176-028-000`
Alternative APN	`001-176-028`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Garage Area	234 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-176-028
Street Address	1561 WITHERS AVE
City	MONTEREY
State	CA
Zip	93940-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHERS ADD TO MONTEREY THE NELY 50 FT OF LOTS 1, 3, 5, & 7 BLK. 27
Legal Subdivision	WITHERS ADD TO MONTEREY
Legal Block	27
Legal Lot Number	1,3,5
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1020
Census Tract	12503

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1561 WITHERS AVE, MONTEREY, CA 93940-1511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit WRIGHT PATMAN CONGRESSIONAL FCU
Apr 3, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Prior Sale	May 19, 2005 · Amount on Record
Deed Document Number	202016974
Prior Transfer Date	Nov 23, 2004
Prior Transfer Doc	0000129310
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1561 WITHERS AVE, MONTEREY, CA 93940-1511
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1561 WITHERS AVE, MONTEREY, CA 93940-1511

Mortgage

Document Number	0000011977
Date	Mar 11, 2022
Instrument	2022011977

Lender

Name	WRIGHT PATMAN CONGRESSIONAL FCU
Type	Credit Union
Address	OAKTON, VA 22124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 3, 2020
Property Address	1561 WITHERS AVE, MONTEREY, CA 93940-1511
Document Number	0000016974
Map Reference	VOL 1 PG 4
Instrument Date	Mar 30, 2020
Instrument	2020016974
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1561 WITHERS AVE, MONTEREY, CA 93940-1511

Mortgage

Document Number	0000016975
Date	Apr 3, 2020
Instrument	2020016975

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$712,811 (+2%) Land $529,869 Building $182,942
2025	$8,096.00 (+11.3%) Homeowner's exemption	$698,835 (+4.04%) Land $519,480 Building $179,355
2023	$7,274.00 (+1.41%) Homeowner's exemption	$671,701 Land $499,309 Building $172,392
2022	$7,173.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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