1561 Spring Creek Ln, Oceanside, CA 92057 Property Records

San Diego County property record for 1561 Spring Creek Ln, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 1986
Lot Size	0.136 acres (5,940 sqft)
Owner	2 Company Names on Record
Last Sale	$405,000 (Dec 2015)
Tax Bill	$5,388 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`157-500-61-00`

Property Details

APN / Parcel Number

Primary APN	`157-500-61-00`
Alternative APN	`1575001600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,264 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	5,940 sqft (0.136 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1575001600
Street Address	1561 SPRING CREEK LN
City	OCEANSIDE
State	CA
Zip	92057-5627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A-SP-EQ
Legal Description	LOT 16 (EX DOC96-486849) TR 009427
Legal Subdivision	SPRING CREEK
Legal Tract	009427
Legal Block	1
Legal Lot Number	16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	19303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1561 SPRING CREEK LN, OCEANSIDE, CA 92057-5627
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2015 · Amount on Record
Deed Sale	Dec 18, 2015 · Amount on Record
Prior Sale	Feb 15, 2005 · Amount on Record
Deed Document Number	2015646496
Last Transfer Date	Oct 11, 2024
Transfer Doc	0000328437
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1561 SPRING CREEK LN, OCEANSIDE, CA 92057-5627
Document Number	0000191043
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1561 SPRING CREEK LN OCEANSIDE CA 920575627, OCEANSIDE, CA 92057-5627

Mortgage

Document Number	0000191043
Date	Apr 15, 2020
Instrument	191043

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$489,017 (+2%) Land $334,038 Building $154,979
2025	$5,388.00 (+8.69%) Homeowner's exemption	$479,430 (+4.04%) Land $327,489 Building $151,941
2023	$4,957.00 (+0.28%) Homeowner's exemption	$460,815 Land $314,773 Building $146,042
2022	$4,943.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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