1561 Mills Rd, Waterloo, NY 13165 Property Records

Seneca County and Junius Town property record for 1561 Mills Rd, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,288 sqft · built 1974
Lot Size9.24 acres (402,494 sqft)
Owner2 Individual Names on File
Tax Bill$4,858 (2026)
Deeds & MortgagesAug 2021 Line of Credit
APN452400 15-1-03.12

Property Details

APN / Parcel Number

Primary APN452400 15-1-03.12
Alternative APN
  • 240001500000010030120000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area402,494 sqft (9.24 acres)
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area264 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1561 MILLS RD
CityWATERLOO
StateNY
Zip13165-9556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number3.012
JurisdictionSENECA NY
Township / Civil DivisionJUNIUS
Census Block Group2
Census Block2105
Census Tract950100

Owner

1561 Mills Rd is owned and occupied by two individuals.

Source: Seneca County and Junius Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1561 MILLS RD, WATERLOO, NY 13165-9556
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address1561 MILLS RD, WATERLOO, NY 13165-9556
Transaction TypeMortgage
Record UpdatedOct 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1816/298
DateAug 12, 2021
Book Page1816/298
Instrument54706
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1561 Mills Rd was $4,858 with exemptions applied, up 7.5% from the year before.

Source: Seneca County and Junius Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionJunius Town
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,858.00 (+7.5%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$4,519.00$155,000 Land $33,000 Building $122,000$250,000 Land $53,226 Building $196,774
2023$155,000 Land $33,000 Building $122,000$178,161 Land $37,931 Building $140,230
2019$1,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1561 Mills Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1561 Mills Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100

May also be available: T-Mobile.

Nearby Properties on Mills Rd

Nearby Streets

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